20919 Ochre Willow Trl, Cypress, TX 77433 Property Records

Harris County property record for 20919 Ochre Willow Trl, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 2005
Lot Size	0.172 acres (7,484 sqft)
Owner	2 Individual Names on File
Last Sale	$204,171 (Feb 2025)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123-775-006-0004`

Property Details

APN / Parcel Number

Primary APN	`123-775-006-0004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,484 sqft (0.172 acres)
View / Lot	Buildable
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1237750060004
Street Address	20919 OCHRE WILLOW TRL
City	CYPRESS
State	TX
Zip	77433-6089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 6 FAIRFIELD VILLAGE WEST SEC 14
Legal Subdivision	FAIRFIELD VILLAGE WEST SEC 14
Legal Block	6
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2012
Census Tract	555703

Owner

20919 Ochre Willow Trl is owned and occupied by two individuals who bought it in February 2025.

Source: Harris County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20919 OCHRE WILLOW TRL, CYPRESS, TX 77433-6089
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 19, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2025 · Amount on File
Deed Sale	Feb 19, 2025 · Amount on File
Prior Sale	Apr 28, 2014 · Amount on File
Deed Document Number	202558081
Prior Transfer Date	Jan 27, 2025
Prior Transfer Doc	0000058081
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20919 OCHRE WILLOW TRL, CYPRESS, TX 77433-6089
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305628
Date	Jun 2, 2021
Instrument	2021-305628

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRIS TX
Recording Date	Feb 19, 2025
Property Address	20919 OCHRE WILLOW TRL, CYPRESS, TX 77433-6089
Document Number	0000058081
Map Reference	MF 529069
Instrument Date	Jan 27, 2025
Instrument	2025-58081
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20919 OCHRE WILLOW TRL, CYPRESS, TX 77433-6089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20919 OCHRE WILLOW TRL, CYPRESS, TX 77433-6089

Mortgage

Document Number	0000058082
Date	Feb 19, 2025
Instrument	2025-58082

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20919 OCHRE WILLOW TRL, CYPRESS, TX 77433-6089
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021305628
Date	Jun 2, 2021
Instrument	2021-305628

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20919 Ochre Willow Trl was $1,228, up 653.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,049 (+2.83%) Land $74,825 Building $244,224	$319,049 (+2.83%) Land $74,825 Building $244,224
2025	$1,228.00 (+653.37%) Homeowner's exemption	$310,256 Land $74,825 Building $235,431	$310,256 Land $74,825 Building $235,431
2024	$163.00
2023		$314,536 Land $74,825 Building $239,711	$314,536 Land $74,825 Building $239,711
2022	$170.00
2020	$1,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20919 Ochre Willow Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20919 Ochre Willow Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 354 serves 6,588 people · EPA ID TX1012965
Water Source	Purchased groundwater from HARRIS COUNTY MUD 358
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Mar 2016
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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