20918 Ewing Rd, Preston, MD 21655 Property Records

Caroline County property record for 20918 Ewing Rd, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,488 sqft · built 1983
Lot Size	10.2 acres (448,232 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,890 (Mar 2017)
Tax Bill	$3,138 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`04-019008`

Property Details

APN / Parcel Number

Primary APN	`04-019008`
Alternative APNs	`4019008` `019008`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,488 sqft Total Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	448,232 sqft (10.2 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	540 sqft
Deck Area	675 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	019008
Street Address	20918 EWING RD
City	PRESTON
State	MD
Zip	21655-1471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	10.29 AC W/S EWING RD W OF BETHLEHEM
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	3
Census Block	3010
Census Tract	955500

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20918 EWING RD, PRESTON, MD 21655-1471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Mar 6, 2017	Deed, Construction Loan · Construction Mortgage CNB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Prior Sale	Apr 8, 2014 · Amount on Record
Deed Document Number	20171247-385
Deed Book / Page	1247 / 385
Prior Transfer Date	Mar 19, 2014
Prior Transfer Doc	0011030291
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	20918 EWING RD, PRESTON, MD 21655-1471
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014560258
Date	Dec 10, 2020
Book Page	1456/258

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2017: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Mar 6, 2017
Property Address	20918 EWING RD, PRESTON, MD 21655-1471
Document Number	0012470385
Book / Page	1247 / 385
Instrument Date	Feb 28, 2017
Instrument	1247-385
Transaction Type	Construction Loan
Record Updated	Aug 10, 2022
Title Company	EASTERN SHORE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,983.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20918 EWING RD, PRESTON, MD 21655-1471

Mortgage

Document Number	0001247388
Date	Mar 6, 2017
Instrument	1247-388

Lender

Name	CNB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,138.00 (+3.6%) Homeowner's exemption	$375,900 (+53.93%) Land $101,800 Building $274,100	$375,900 (+53.93%) Land $101,800 Building $274,100
2025	$3,029.00 (+13.62%)
2023	$2,666.00 Homeowner's exemption	$244,200 Land $101,800 Building $142,400	$244,200 Land $101,800 Building $142,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	9 (2003–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 90% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Choptank Fiber, Verizon.

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