20918 Belclare Dr, Macomb, MI 48044 Property Records

Macomb County property record for 20918 Belclare Dr, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,310 sqft · built 2017
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jan 2024)
Tax Bill	$9,055 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-34-303-033`

Property Details

APN / Parcel Number

Primary APN	`20-08-34-303-033`
Alternative APN	`0834303033`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	1,282 sqft
Basement Area	1,282 sqft
Unfinished Basement	1,282 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20918 BELCLARE DR
City	MACOMB
State	MI
Zip	48044-6325
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	WINDEMERE FARMS II M.C.C.P. #1074 UNIT 33 BLDG 17 L 24190 PGS 207 - 218
Legal Subdivision	WINDEMERE FARMS II
Legal Unit	33
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2014
Census Tract	224202

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20918 BELCLARE DR, MACOMB, MI 48044-6325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS AND GOV'T CREDIT UNION
Jan 4, 2024	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Feb 23, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jan 31, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2024 · Amount on Record
Deed Sale	Jan 4, 2024 · Amount on Record
Prior Sale	Feb 23, 2018 · Amount on Record
Deed Document Number	20241588
Deed Book / Page	29432 / 726
Last Transfer Date	Jul 27, 2026
Transfer Doc	0000073157
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 3, 2026
Property Address	20918 BELCLARE DR, MACOMB, MI 48044-6325
Document Number	0000073157
Book / Page	30791 / 52
Instrument Date	Jul 27, 2026
Instrument	202673157
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20918 BELCLARE DR, MACOMB, MI 48044-6325

Mortgage

Document Number	0000073158,
Date	Aug 3, 2026
Instrument	202673158

Lender

Name	MICHIGAN SCHOOLS AND GOV'T CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 4, 2024
Property Address	20918 BELCLARE DR, MACOMB, MI 48044-6325
Document Number	2400001588
Book / Page	29432 / 726
Map Reference	LB 21425 PG 487-553
Instrument Date	Dec 29, 2023
Instrument	202400001588
Transaction Type	Transfer
Record Updated	Jan 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20918 BELCLARE DR, MACOMB, MI 48044-6325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20918 BELCLARE DR, MACOMB, MI 48044-6325

Mortgage

Document Number	2400001962
Date	Jan 4, 2024
Instrument	202400001962

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	1-Year T-Bill
Max Rate	12.3%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 23, 2018
Property Address	20918 BELCLARE DR, MACOMB, MI 48044-6325
Document Number	0000020148
Book / Page	025228 / 000269
Instrument Date	Jan 26, 2018
Instrument	20148
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,131.04
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43904 RIVERGATE DR CLINTON TOWNSHIP MI 480381362, CLINTON TOWNSHIP, MI 48038-1362

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 31, 2018
Property Address	20918 BELCLARE DR, MACOMB, MI 48044-6325
Document Number	0000011667
Book / Page	025194 / 000423
Instrument Date	Jan 26, 2018
Instrument	11667
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	65 MACOMB PL #F MOUNT CLEMENS MI 480438602, F, MOUNT CLEMENS, MI 48043-8602

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,400 (+20.43%)	$360,800 (+20.43%)
2025	$9,055.00 (+111.91%)
2023		$149,800	$299,600
2022	$4,273.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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