Mecklenburg County property record for 20916 Windshore Ave, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,240 sqft · built 2003 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Oct 2023) |
| Tax Bill | $3,039 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-195-80 |
| Primary APN | 003-195-80 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 1,138 sqft |
| Upper Floors Area | 1,102 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 9,540 sqft (0.219 acres) |
| Garage Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20916 WINDSHORE AVE |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-5737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Description | L209 M38-417 |
| Legal Subdivision | VICTORIA BAY PH 01B & 02 MAP 11 |
| Legal Block | 5 |
| Legal Lot Number | 209 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 6408 |
20916 Windshore Ave is owned and occupied by an individual who bought it in October 2023.
Source: Mecklenburg County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20916 WINDSHORE AVE, CORNELIUS, NC 28031-5737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Oct 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Sep 20, 2017 | Deed of Trust, Mortgage · Conventional with PMI EXECUTIVE HM LNDG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on File |
| Deed Sale | Oct 17, 2023 · Amount on File |
| Prior Sale | Dec 12, 2003 · Amount on File |
| Deed Document Number | 202398763 |
| Deed Book / Page | 38431 / 380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20916 WINDSHORE AVE, CORNELIUS, NC 28031-5737 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 20916 WINDSHORE AVE, CORNELIUS, NC 28031-5737 |
| Document Number | 0000103059 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 39918/284 |
| Instrument | 2025103059 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 17, 2023 |
| Property Address | 20916 WINDSHORE AVE, CORNELIUS, NC 28031-5737 |
| Document Number | 0000098763 |
| Book / Page | 38431 / 380 |
| Map Reference | MB 38 PG 417 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2023098763 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6641 MONFORD DR # 126, 126, CONOVER, NC 28613-8859 |
| Name | Verified Name |
|---|---|
| Address | 20916 WINDSHORE AVE, CORNELIUS, NC 28031-5737 |
| Document Number | 0000098764 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 2023098764 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20916 WINDSHORE AVE, CORNELIUS, NC 28031-5737 |
| Document Number | 0000129290 |
| Book / Page | 032142 / 000804 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20916 WINDSHORE AVE CORNELIUS NC 280315737, CORNELIUS, NC 28031-5737 |
| Document Number | 0000129290 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 032142/000804 |
| Instrument | 129290 |
| Name | EXECUTIVE HM LNDG LLC |
|---|---|
| Address | CHARLOTTE, NC 28277 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2047 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $455,600 Land $95,000 Building $360,600 | $455,600 Land $95,000 Building $360,600 | |
| 2024 | $3,039.00 (-21.41%) | ||
| 2023 | $3,867.00 | $455,600 Land $95,000 Building $360,600 | $455,600 Land $95,000 Building $360,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20916 Windshore Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20916 Windshore Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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