Cook County property record for 20916 Sparta Ln, Olympia Fields, IL 60461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,336 sqft · built 1976 |
| Lot Size | 0.403 acres (17,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,500 (Feb 2009) |
| Tax Bill | $9,152 (2023) |
| Deeds & Mortgages | Oct 2026 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-24-204-024 |
| Primary APN | 31-24-204-024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,336 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Multi-Level |
| Exterior Material | Frame/Masonry |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 17,550 sqft (0.403 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 20916 SPARTA LN |
|---|---|
| City | OLYMPIA FIELDS |
| State | IL |
| Zip | 60461-1924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (ATHENIA)(PARK) SUB OF NE EX E 22.5ACS OF N 45ACS & E X COMMENC AT SE CORNER OF 45ACS S ALONG E LN 330FT W TO W LN OF EH OF N |
| Legal Range | 13E |
| Legal Township | 35N |
| Legal Section | 24 |
| Legal Subdivision | ATHENIA PARK |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | COOK IL |
| Township / Civil Division | RICH |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 830005 |
20916 Sparta Ln is owned and occupied by an individual who bought it in February 2009.
Source: Cook County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20916 SPARTA LN, OLYMPIA FIELDS, IL 60461-1924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION ONE |
| Dec 9, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2009 · Amount on File |
| Deed Sale | Feb 27, 2009 · Amount on File |
| Prior Sale | Oct 1, 2008 |
| Deed Document Number | 200918023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 9, 2026 |
| Property Address | 20916 SPARTA LN, OLYMPIA FIELDS, IL 60461-1924 |
| Document Number | 0000020552 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 202628220552 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 20916 SPARTA LN, OLYMPIA FIELDS, IL 60461-1924 |
| Document Number | 0000020552, |
|---|---|
| Date | Oct 9, 2026 |
| Instrument | 202628220552 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 20916 SPARTA LN, OLYMPIA FIELDS, IL 60461-1924 |
| Document Number | 2021921212 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20916 SPARTA LN OLYMPIA FIELDS IL 604611924, OLYMPIA FIELDS, IL 60461-1924 |
| Document Number | 2021921212 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 21921212 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 20916 SPARTA LN, OLYMPIA FIELDS, IL 60461-1924 |
| Document Number | 1935346010 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 20916 SPARTA LN OLYMPIA FIELDS IL 604611924, OLYMPIA FIELDS, IL 60461-1924 |
| Document Number | 1935346010 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 35346010 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Rich Township |
| Municipality | Olympia Fields Village |
| Elementary School District | Matteson Elementary School District 162 (PK - 08) |
| Secondary School District | Rich Township High School District 227 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,578 Land $7,898 Building $16,680 | $245,780 Land $78,980 Building $166,800 | |
| 2023 | $9,152.00 (+9.32%) | ||
| 2022 | $8,372.00 Homeowner's exemption | $18,163 Land $7,020 Building $11,143 | $181,630 Land $70,200 Building $111,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20916 Sparta Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (1979–2006) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Apr 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20916 Sparta Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLYMPIA FIELDS serves 4,922 people · EPA ID IL0312280 |
|---|---|
| Water Source | Purchased surface water from OAK LAWN |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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