20915 Upland Rd, Cedaredge, CO 81413 Property Records

Delta County property record for 20915 Upland Rd, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 2007
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Jan 2024)
Tax Bill	$1,795 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`R019427`

Property Details

APN / Parcel Number

Primary APN	`R019427`
Alternative APN	`319502404002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,628 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R019427
Street Address	20915 UPLAND RD
City	CEDAREDGE
State	CO
Zip	81413-8324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20915 UPLAND RD CEDAREDGE 81413 S: 2 T: 13S R: 95W SUBDIVISION: POOR FOLKS MINOR SUBDIVISION LOT: 2 TOTAL AC 2.00+- LOT 2-POOR FOLKS MINOR SUB. SE4 SEC 2 T13S R95W 6PM BK 497 PG 974 (R-395338) BK 904 PG 881 PLAT BK 28 PG 11 BK 949 PGS 881 THRU 891 BK
Legal Subdivision	POOR FOLKS MINOR SUBDIVISION
Legal Lot Number	2
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	2
Census Block	2017
Census Tract	964700

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20915 UPLAND RD, CEDAREDGE, CO 81413-8324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 9, 2021	Deed of Trust, Mortgage HABITAT FOR HUMANITY OF THE SAN HUANS CO
May 6, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Prior Sale	Mar 5, 2004 · Amount on Record
Deed Document Number	2024750949
Prior Transfer Date	May 4, 2021
Prior Transfer Doc	0000728840
Record Updated	Jun 8, 2026

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jan 23, 2024
Property Address	20915 UPLAND RD, CEDAREDGE, CO 81413-8324
Document Number	0000750949
Instrument Date	Jan 22, 2024
Instrument	750949
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20915 UPLAND RD, CEDAREDGE, CO 81413-8324

Mortgage

Document Number	0000750950
Date	Jan 23, 2024
Instrument	750950

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	20915 UPLAND RD, CEDAREDGE, CO 81413-8324
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000726992
Date	Mar 9, 2021
Instrument	726992

Lender

Name	HABITAT FOR HUMANITY OF THE SAN HUANS CO
Type	Government Agency
Address	GOLDEN, CO 80402

Agreement

Amount	Amount Recorded

May 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	DELTA CO
Recording Date	May 6, 2021
Property Address	20915 UPLAND RD, CEDAREDGE, CO 81413-8324
Document Number	0000728840
Instrument Date	May 4, 2021
Instrument	728840
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2556 REDLANDS BLVD #77 # 77, 77, LOMA LINDA, CA 92354

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,795.00 (+102.82%)	$28,323 (+34.72%) Land $7,500 Building $20,823	$453,172 (+44.42%) Land $120,000 Building $333,172
2024	$885.00 (+116.38%)	$21,024 (+54.37%) Land $5,701 Building $15,323
2023	$409.00 (-19.17%)	$13,619 (-11.43%) Land $5,273 Building $8,346	$313,781 (+41.83%) Land $85,086 Building $228,695
2022	$506.00	$15,376 Land $3,823 Building $11,553	$221,234 Land $55,000 Building $166,234

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 87% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Upland Rd

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