20915 Monroe Cir, Elkhorn, NE 68022 Property Records

Douglas County property record for 20915 Monroe Cir, Elkhorn, NE 68022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,526 sqft · built 2017
Lot Size	0.511 acres (22,269 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Mar 2017)
Tax Bill	$11,185 (2024)
Deeds & Mortgages	Jan 2018 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0900013638`

Property Details

APN / Parcel Number

Primary APN	`R0900013638`
Alternative APNs	`0001 3638 09` `0900013638`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,526 sqft Living Area
Basement Area	1,216 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2017
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,269 sqft (0.511 acres)
Terrain	Other
Garage Type	Built-in
Garage Area	1,036 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0900013638
Street Address	20915 MONROE CIR
City	ELKHORN
State	NE
Zip	68022-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVENTRY RIDGE LOT 20 BLOCK 0 LOT 20 IRREG
Legal Subdivision	COVENTRY RIDGE
Legal Lot Number	20
Jurisdiction	DOUGLAS NE
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4094
Census Tract	7509

Owner

20915 Monroe Cir is owned and occupied by two individuals who bought it in March 2017.

Source: Douglas County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20915 MONROE CIR, ELKHORN, NE 68022-4820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage ARBOR BANK
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK
May 8, 2017	Trustee's Deed, Construction Loan · Construction Mortgage ARBOR BK
Mar 10, 2017	Warranty Deed, Subdivision Related Transfer OMAHA NATIONAL TITLE AND ESCROW, OMAHA NAT'L TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2017 · Amount on File
Deed Sale	Mar 10, 2017 · Amount on File
Prior Sale	Jul 13, 2015 · Amount on File
Deed Document Number	2017018722
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	20915 MONROE CIR, ELKHORN, NE 68022-4820
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001707
Date	Jan 8, 2018
Instrument	2018001707

Lender

Name	ARBOR BANK
Type	Bank
Address	OMAHA, NE 68130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	20915 MONROE CIR, ELKHORN, NE 68022-4820
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123800
Date	Oct 27, 2020
Instrument	2020123800

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	JUNCTION CITY, KS 66441

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 8, 2017
Property Address	20915 MONROE CIR, ELKHORN, NE 68022-4820
Instrument Date	May 5, 2017
Instrument	34333
Transaction Type	Construction Loan
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12611 GOLD ST OMAHA NE 681442620, OMAHA, NE 68144-2620

Mortgage

Document Number	0000034333
Date	May 8, 2017
Instrument	34333

Lender

Name	ARBOR BK
Type	Bank
Address	OMAHA, NE 68130

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Mar 10, 2017
Property Address	20915 MONROE CIR, ELKHORN, NE 68022-4820
Document Number	0000018722
Instrument Date	Mar 1, 2017
Instrument	18722
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	OMAHA NATIONAL TITLE AND ESCROW, OMAHA NAT'L TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$153.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Gretna Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$479,000 Land $54,000 Building $425,000	$479,000 Land $54,000 Building $425,000
2024	$11,185.00 (+20.44%)
2023	$9,287.00 (-10.29%)	$341,200 Land $54,000 Building $287,200	$341,200 Land $54,000 Building $287,200
2022	$10,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20915 Monroe Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1984–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20915 Monroe Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Great Plains Communications.

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