Caroline County property record for 20915 Dover Bridge Rd, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,904 sqft · built 1985 |
| Lot Size | 8.63 acres (375,923 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Jun 2026) |
| Tax Bill | $2,313 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-020529 |
| Primary APN | 04-020529 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,904 sqft Total Area |
| 1st Floor Area | 1,904 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 375,923 sqft (8.63 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 448 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 368 sqft |
| Deck Area | 480 sqft |
| Patio Area | 160 sqft |
| Stable | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 020529 |
|---|---|
| Street Address | 20915 DOVER BRIDGE RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VN |
| Legal Description | 8.639 AC S/S RT 331 NW OF BETHLEHEM |
| Legal Subdivision | PART OF THE LANDS OF WILLIAM W PRETTYMAN |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 955500 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20915 DOVER BRIDGE RD, PRESTON, MD 21655-1606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed, Transfer · Conventional Mortgage RADIUS FINANCIAL GROUP INC |
| Jan 10, 2022 | Deed, Transfer · Stand-Alone First Mortgage SANTOS REVOCABLE MANAGEMENT TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on Record |
| Deed Sale | Jun 9, 2026 · Amount on Record |
| Prior Sale | Jan 10, 2022 · Amount on Record |
| Deed Book / Page | 1790 / 479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Jun 9, 2026 |
| Property Address | 20915 DOVER BRIDGE RD, PRESTON, MD 21655-1606 |
| Document Number | 1790000479 |
| Book / Page | 1790 / 479 |
| Instrument Date | Jun 5, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $439,350.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20915 DOVER BRIDGE RD, PRESTON, MD 21655-1606 |
| Document Number | 1790000486, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 1790/486 |
| Name | RADIUS FINANCIAL GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Jan 10, 2022 |
| Property Address | 20915 DOVER BRIDGE RD, PRESTON, MD 21655-1606 |
| Document Number | 0015490126 |
| Book / Page | 1549 / 126 |
| Instrument Date | Dec 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4640 FORBES BLVD STE 203, 203, LANHAM, MD 20706-4885 |
| Document Number | 0001549132 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 1549/132 |
| Name | SANTOS REVOCABLE MANAGEMENT TRUST |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,313.00 (-47.43%) | $426,000 (+7.17%) Land $94,300 Building $331,700 | $426,000 (-) Land $94,300 Building $331,700 |
| 2025 | $4,400.00 (+18.34%) | $397,500 (+16.74%) | $426,000 (+25.11%) Land $94,300 Building $331,700 |
| 2023 | $3,718.00 | $340,500 Land $94,300 Building $246,200 | $340,500 Land $94,300 Building $246,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 9 (2003–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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