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20914 Gift Rd, Bend, OR 97703 Property Records

Deschutes County property record for 20914 Gift Rd, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details2,958 sqft · built 2022
Lot Size2.64 acres (114,998 sqft)
Owner2 Company Names on Record
Last Sale$299,000 (Mar 2021)
Tax Bill$6,979 (2025)
Deeds & MortgagesFeb 2026 Transfer
Oct 2021 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN161215-C0-02400

Property Details

APN / Parcel Number

Primary APN161215-C0-02400
Alternative APNs
  • R2004161215C002400
  • 130610

Interior

Stories2 Stories
Building Area2,958 sqft
Gross Area865 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBi-Level
Lot Area114,998 sqft (2.64 acres)

Location & Zoning

Account Number130610
Street Address20914 GIFT RD
CityBEND
StateOR
Zip97703-8983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR10
Legal DescriptionSECOND ADDITION TO WHISPERING PINES ESTATES BLOCK 21 LOT 28
Legal Range12
Legal Township16
Legal Section15
Legal SubdivisionSECOND ADDITION TO WHISPERING PINES ESTA
Legal Block21
Legal Lot Number28
JurisdictionDESCHUTES OR
Township / Civil DivisionREDMOND
Census Block Group2
Census Block2021
Census Tract1002

Owner

Source: Deschutes County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address20914 GIFT RD, BEND, OR 97703-8983
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2026Intrafamily Transfer, Transfer
Oct 22, 2021Deed of Trust, Mortgage · Construction Mortgage
UMPQUA BANK
Mar 10, 2021Warranty Deed, Transfer
NOT AVAILABLE, AMERITILTE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2021 · Amount on Record
Deed SaleMar 10, 2021 · Amount on Record
Prior SaleJul 14, 2015 · Amount on Record
Deed Document Number202115273
Prior Transfer DateFeb 9, 2013
Prior Transfer Doc0000011850
Record UpdatedJun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESCHUTES OR
Recording DateFeb 26, 2026
Property Address20914 GIFT RD, BEND, OR 97703-8983
Document Number0000005444
Map ReferenceCAB A PG 163
Instrument DateFeb 24, 2026
Instrument2026-05444
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20914 GIFT RD, BEND, OR 97703-8983

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20914 GIFT RD, BEND, OR 97703-8983
Transaction TypeMortgage
Record UpdatedNov 13, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059810
DateOct 22, 2021
Instrument2021-59810
Lender
NameUMPQUA BANK
TypeBank
AddressPORTLAND, OR 97224
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.5%
IndexOther
Max Rate8.5%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateMar 10, 2021
Property Address20914 GIFT RD, BEND, OR 97703-8983
Document Number0000015273
Map ReferenceCAB A PG 163
Instrument DateMar 8, 2021
Instrument2021-15273
Transaction TypeTransfer
Record UpdatedNov 13, 2023
Title CompanyNOT AVAILABLE, AMERITILTE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address65939 61ST ST, BEND, OR 97703-8706

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictRedmond School District 2J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,979.00 (+4.62%)$412,720 (+3%)$1,215,050 (-8.58%) Land $310,850 Building $904,200
2024$6,671.00 (+15.64%)$400,700 (+13.54%)$1,329,060 (+8.75%) Land $289,750 Building $1,039,310
2023$5,769.00 (+1,320.94%)$352,900 (+1,282.84%)$1,222,100 (+572.93%) Land $289,750 Building $932,350
2022$406.00$25,520$181,610 Land $181,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · lower than 70% of Oregon
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable		1,000 / 20
Yellowknife Wireless
Fixed Wireless		700 / 200
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20

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