20912 E Saddle Way, Queen Creek, AZ 85142 Property Records

Maricopa County property record for 20912 E Saddle Way, Queen Creek, AZ 85142

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,482 sqft · built 2005
Lot Size	0.207 acres (9,038 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,974 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-66-132`

Property Details

APN / Parcel Number

Primary APN	`304-66-132`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,482 sqft Living Area
Gross Area	2,724 sqft
1st Floor Area	2,482 sqft

Exterior

Year Built	Built 2005
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,038 sqft (0.207 acres)
Parking Spaces	2 Parking Spaces
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	20912 E SADDLE WAY
City	QUEEN CREEK
State	AZ
Zip	85142-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	QUEENLAND MANOR MCR 521-43
Legal Range	07E
Legal Township	02S
Legal Section	15
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	QUEENLAND MANOR
Legal Lot Number	92
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2008
Census Tract	816903

Owner

20912 E Saddle Way is owned and occupied by two individuals who acquired it in October 2020.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	20912 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Aug 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage MOUNTAIN AMERICA FCU
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 24, 2017	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020
Deed Sale	Oct 29, 2020
Prior Sale	Apr 10, 2007
Deed Document Number	20201045733
Prior Transfer Date	Aug 24, 2017
Prior Transfer Doc	2017-0626592
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20912 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2331, SANDY, UT 84091-2331

Mortgage

Document Number	0000143796
Date	Mar 20, 2024
Instrument	20240143796

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 17, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20912 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20912 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507

Mortgage

Document Number	0000664806
Date	Aug 24, 2022
Instrument	20220664806

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	144 Months
Due	Aug 15, 2034

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20912 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20912 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507

Mortgage

Document Number	0000743180
Date	Jul 8, 2021
Instrument	20210743180

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20912 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20912 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507

Mortgage

Document Number	0000798067
Date	Aug 28, 2020
Instrument	20200798067

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 24, 2017
Property Address	20912 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507
Document Number	0000626592
Map Reference	MB 521 PG 43
Instrument Date	Aug 10, 2017
Instrument	2017-0626592
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 S HOBSON, 907, MESA, AZ 85204-4119

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20912 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507

Mortgage

Document Number	0000626593
Date	Aug 24, 2017
Instrument	2017-0626593

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20912 E Saddle Way was $1,974.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Queen Creek Town
Unified School District	Queen Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,710	$467,100 Land $93,400 Building $373,700
2025	$1,974.00
2024		$46,160	$461,600 Land $92,300 Building $369,300
2023	$2,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20912 E Saddle Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20912 E Saddle Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF QUEEN CREEK private · serves 95,502 people · EPA ID AZ0407033
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: AT&T.

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