20912 47th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 20912 47th Ave Ct E, Spanaway, WA 98387

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.75 ba · 3,677 sqft · built 2022
Lot Size0.182 acres (7,904 sqft)
Owner2 Individual Names on Record
Last Sale$735,000 (Oct 2026)
Tax Bill$7,969 (2026)
Deeds & MortgagesOct 2026 Sale & Mortgage
Jan 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN500521-0-230

Property Details

APN / Parcel Number

Primary APN500521-0-230

Interior

Bedrooms4 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,677 sqft Living Area
Gross Area4,117 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBi-Level
Exterior MaterialFrame Siding
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,904 sqft (0.182 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address20912 47TH AVENUE CT E
CitySPANAWAY
StateWA
Zip98387-6078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionSECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 12 THE CLASSIC ENCLAVE: L 23 TOG/W UNDIV INT IN TRACTS U, V, W, X, Y & Z EASE OF REC OUT OF 500213-099-4 SEG 2022-0204 11/12/21 JP
Legal SubdivisionTHE CLASSIC ENCLAVE
Legal Lot Number23
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group3
Census Block3001
Census Tract71414

Owner

Source: Pierce County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20912 47TH AVENUE CT E, SPANAWAY, WA 98387-6078
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2026Warranty Deed, Transfer · VA Mortgage
ROCKET MORTGAGE LLC
Jan 31, 2022Deed of Trust, Mortgage · Line of Credit
HOMESTREET BANK
Jan 17, 2024Warranty Deed, Transfer · VA Mortgage
BAY EQUITY LLC
Jan 13, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2026 · Amount on Record
Deed SaleOct 14, 2026 · Amount on Record
Prior SaleJan 17, 2024 · Amount on Record
Deed Document Number2026304
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateOct 14, 2026
Property Address20912 47TH AVENUE CT E, SPANAWAY, WA 98387-6078
Document Number0000000304
Instrument DateOct 7, 2026
Instrument20261014304
Transaction TypeTransfer
Record UpdatedOct 21, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,225,938.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20912 47TH AVENUE CT E, SPANAWAY, WA 98387-6078

Mortgage

Document Number0000000305,
DateOct 14, 2026
Instrument20261014305
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address20912 47TH AVENUE CT E, SPANAWAY, WA 98387-6078
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001310784
DateJan 31, 2022
Instrument202201310784
Lender
NameHOMESTREET BANK
TypeBank
AddressSEATTLE, WA 98101
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateJan 17, 2024
Property Address20912 47TH AVENUE CT E, SPANAWAY, WA 98387-6078
Document Number0001170388
Map ReferenceDOC 202111095003
Instrument DateJan 16, 2024
Instrument202401170388
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$12,066.62
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20912 47TH AVENUE CT E, SPANAWAY, WA 98387-6078

Mortgage

Document Number0001170389
DateJan 17, 2024
Instrument202401170389
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPIERCE WA
Recording DateJan 13, 2022
Property Address20912 47TH AVENUE CT E, SPANAWAY, WA 98387-6078
Document Number0001130724
Map ReferenceDOC 202111095003
Instrument DateDec 8, 2021
Instrument202201130724
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 39512, LAKEWOOD, WA 98496-3512

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,969.00 (-5.97%)$655,800 (-9.18%) Land $121,000 Building $534,800$655,800 (-9.18%) Land $121,000 Building $534,800
2025$8,475.00 (+91.35%)$722,100 (+98.93%) Land $166,400 Building $555,700$722,100 (+98.93%) Land $166,400 Building $555,700
2024$4,429.00 (+159.92%)$363,000 (+193.21%) Land $163,900 Building $199,100$363,000 (+193.21%) Land $163,900 Building $199,100
2023$1,704.00$123,800 Land $123,800$123,800 Land $123,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWOOD
private · serves 64,155 people · EPA ID WA5382844
Water SourcePurchased surface water from several systems
Last State InspectionNov 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 47th Ave Ct E

Nearby Streets

Search Property Records by Address or Parcel Number