20910 Jake Smith Rd, Spiro, OK 74959 Property Records

Le Flore County property record for 20910 Jake Smith Rd, Spiro, OK 74959

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,219 sqft · built 2008
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jun 2023)
Tax Bill	$3,667 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52741`

Property Details

APN / Parcel Number

Primary APN	`52741`
Alternative APN	`0000-25-09N-25E-0-070-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,219 sqft Living Area
1st Floor Area	2,225 sqft
Bonus Room	Bonus Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Mixed
Garage Area	1,464 sqft
Porch	Slab
Porch Area	245 sqft
Deck Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	52741
Street Address	20910 JAKE SMITH RD
City	SPIRO
State	OK
Zip	74959-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 25 TWP 9N RNG 25E SE SW NW SW B1678 P394 B1680 P293 B1886 P593
Legal Range	25E
Legal Township	09N
Legal Section	25
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	1
Census Block	1033
Census Tract	40303

Owner

20910 Jake Smith Rd is owned and occupied by an individual who bought it in June 2023.

Source: Le Flore County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	20910 JAKE SMITH RD, SPIRO, OK 74959-4306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer · FHA Mortgage FIRSTAR BANK NA
Oct 7, 2022	Deed of Trust, Mortgage · FHA Mortgage GREAT PLAINS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2023 · Amount on File
Deed Sale	Jun 9, 2023 · Amount on File
Deed Document Number	20234112
Deed Book / Page	2226 / 76
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Jun 9, 2023
Property Address	20910 JAKE SMITH RD, SPIRO, OK 74959-4306
Document Number	0022260076
Book / Page	2226 / 76
Instrument Date	Jun 8, 2023
Instrument	4112
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	ADAMS ABSTRACT COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20910 JAKE SMITH RD, SPIRO, OK 74959-4306

Mortgage

Document Number	0000004113
Date	Jun 9, 2023
Instrument	4113

Lender

Name	FIRSTAR BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	20910 JAKE SMITH RD, SPIRO, OK 74959-4306
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022030239
Date	Oct 7, 2022
Book Page	2203/239
Instrument	8809

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20910 Jake Smith Rd was $3,667.

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,567 (-1.84%) Land $2,481 Building $38,086	$368,790 (-1.84%) Land $22,550 Building $346,240
2025	$3,667.00	$41,329 Land $3,163 Building $38,166	$375,711 Land $28,750 Building $346,961
2023	$2,963.00 (+2.07%)	$32,585 (-) Land $826 Building $31,759	$296,228 (-) Land $7,508 Building $288,720
2022	$2,903.00	$32,585 Land $826 Building $31,759	$296,228 Land $7,508 Building $288,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20910 Jake Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20910 Jake Smith Rd is high, ranking above 82% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEFLORE CO. RWD #14 serves 9,077 people · EPA ID OK3004001
Water Source	Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Circle B Wireless Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

May also be available: 360 Broadband, AT&T.

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