2091 Rutland St, Opa Locka, FL 33054 Property Records

Miami-Dade County property record for 2091 Rutland St, Opa Locka, FL 33054

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 594 sqft · built 1949
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jun 2025)
Tax Bill	$2,704 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`08-2122-005-0560`

Property Details

APN / Parcel Number

Primary APN	`08-2122-005-0560`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	594 sqft Living Area
Gross Area	760 sqft
1st Floor Area	594 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1990
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	2091 RUTLAND ST
City	OPA LOCKA
State	FL
Zip	33054-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	MAGNOLIA GARDENS CONSOLIDATED PB 50-5 LOT 30BLK 336 LOT SIZEIRREGULAR
Legal Range	41E
Legal Township	52S
Legal Section	22
Legal Subdivision	MAGNOLIA GARDENS CONSOLIDATED
Legal Block	336
Legal Lot Number	30
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2016
Census Tract	418

Owner

2091 Rutland St is owned and occupied by an individual who bought it in June 2025.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2091 RUTLAND ST, OPA LOCKA, FL 33054-3742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2025 · Amount on File
Deed Sale	Jun 4, 2025 · Amount on File
Prior Sale	May 3, 2019 · Amount on File
Deed Document Number	2025424467
Deed Book / Page	34785 / 2607
Prior Transfer Date	Apr 16, 2014
Prior Transfer Doc	0000289113
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	May 3, 2019
Property Address	2091 RUTLAND ST, OPA LOCKA, FL 33054-3742
Document Number	0000275541
Book / Page	031428 / 003332
Instrument Date	Apr 22, 2019
Instrument	275541
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2091 RUTLAND ST OPA LOCKA FL 330543742, OPA LOCKA, FL 33054-3742

Mortgage

Document Number	275542
Date	May 3, 2019
Book Page	031428/003334
Instrument	275542

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2091 Rutland St was $2,704.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Opa-locka City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,704.00 Homeowner's exemption	$123,528	$246,703 Land $155,000 Building $91,703
2023	$2,428.00 (+5.38%) Homeowner's exemption	$116,551 (+3%)	$172,875 (+10.88%) Land $97,500 Building $75,375
2022	$2,304.00 Homeowner's exemption	$113,157	$155,910 Land $80,000 Building $75,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2091 Rutland St in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Oct 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2091 Rutland St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OPA LOCKA serves 16,479 people · EPA ID FL4131001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30