2091 Resort St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2091 Resort St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,778 sqft · built 2005
Lot Size	0.451 acres (19,646 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Mar 2020)
Tax Bill	$3,793 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-24000-0210`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-24000-0210`
Alternative APN	`S262181920240000210`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,778 sqft Living Area
Gross Area	3,256 sqft
1st Floor Area	2,778 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	19,646 sqft (0.451 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	254 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2091 RESORT ST
City	NAVARRE
State	FL
Zip	32566-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 21 BLK 240 AS DES IN OR 3934 PG 513
Legal Range	26W
Legal Township	2S
Legal Section	18
Legal Subdivision	HOLLEY SEA/1ST AMD
Legal Block	240
Legal Lot Number	21
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1000
Census Tract	10821

Owner

2091 Resort St is owned and occupied by two individuals who bought it in March 2020.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2091 RESORT ST, NAVARRE, FL 32566-5602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LENDING GROUP LLC
Mar 30, 2020	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2020 · Amount on File
Deed Sale	Mar 30, 2020 · Amount on File
Prior Sale	Dec 1, 2005 · Amount on File
Deed Document Number	202015460
Deed Book / Page	3934 / 513
Prior Transfer Date	Sep 2, 2008
Prior Transfer Doc	0028530513
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2091 RESORT ST, NAVARRE, FL 32566-5602
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	GULF COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2091 RESORT ST, NAVARRE, FL 32566-5602

Mortgage

Document Number	0041861530
Date	Oct 1, 2021
Book Page	4186/1530
Instrument	202165665

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 30, 2020
Property Address	2091 RESORT ST, NAVARRE, FL 32566-5602
Document Number	0039340513
Book / Page	003934 / 000513
Instrument Date	Mar 30, 2020
Instrument	15460
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2091 RESORT ST NAVARRE FL 325665602, NAVARRE, FL 32566-5602

Mortgage

Document Number	39340516
Date	Mar 30, 2020
Book Page	003934/000516
Instrument	15461

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$363,130 (+2.9%)	$458,015 (+7.83%) Land $75,000 Building $383,015
2024	$3,793.00 (+2.02%) Homeowner's exemption	$352,896 (+3%)	$424,772 (+3.06%) Land $75,000 Building $349,772
2023	$3,718.00 (+5.48%) Homeowner's exemption	$342,617 (+5.78%)	$412,140 (+9.13%) Land $65,000 Building $347,140
2022	$3,525.00 Homeowner's exemption	$323,900	$377,676 Land $50,000 Building $327,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2091 Resort St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2091 Resort St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Ripple Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Resort St

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