2091 Old Bend Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 2091 Old Bend Rd, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1969
Lot Size	1.31 acres (57,064 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (May 2013)
Tax Bill	$5,396 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`508-170-34-00`

Property Details

APN / Parcel Number

Primary APN	`508-170-34-00`
Alternative APN	`5081702700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,900 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	57,064 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5081702700
Street Address	2091 OLD BEND RD
City	EL CAJON
State	CA
Zip	92021-3795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 38 LOT 2 DOC6177REC70 IN TR DB0170PG071
Legal Subdivision	RANCHO EL CAJON
Legal Tract	DB0170PG
Legal Block	38
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	15501

Owner

2091 Old Bend Rd is owned and occupied by an individual who acquired it in September 2014.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2091 OLD BEND RD, EL CAJON, CA 92021-3795
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2013 · Amount on File
Deed Sale	May 6, 2013 · Amount on File
Prior Sale	Apr 30, 2013 · Amount on File
Deed Document Number	2013282180
Last Transfer Date	Sep 24, 2014
Transfer Doc	0000436919
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2091 OLD BEND RD, EL CAJON, CA 92021-3795
Document Number	0000246267
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	LAWYERS TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2091 OLD BEND RD EL CAJON CA 920213795, EL CAJON, CA 92021-3795

Mortgage

Document Number	0000246267
Date	Jun 24, 2019
Instrument	246267

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 23, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2091 Old Bend Rd was $5,396 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$427,048 (+2%) Land $175,841 Building $251,207
2025	$5,396.00 Homeowner's exemption	$418,676 Land $172,394 Building $246,282
2023	$5,266.00 (+1.8%) Homeowner's exemption	$402,419 Land $165,700 Building $236,719
2022	$5,173.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2091 Old Bend Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1991–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2091 Old Bend Rd is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 83% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	50 / 10

May also be available: Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Bend Rd

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