Washington County property record for 2091 Morven St, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,526 sqft · built 1971 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (May 2026) |
| Tax Bill | $1,518 (2025) |
| Deeds & Mortgages | May 2026 Sale Aug 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-0129-0012 |
| Primary APN | 01-0129-0012 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,526 sqft Living Area |
| Gross Area | 2,282 sqft |
| 1st Floor Area | 1,462 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Width | 83.4 ft Width |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Porch | Florida Room |
| Porch Area | 282 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2091 MORVEN ST |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-2915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNY HILLS UNIT #1 LOT 12 ORB 1214 P 45 BLK 0129, |
| Legal Range | 14W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | SUNNY HILLS |
| Legal Block | 12 |
| Legal Lot Number | 12 |
| Legal Unit | 1 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1125 |
| Census Tract | 970301 |
Source: Washington County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2066 SUNNY HILLS BLVD, CHIPLEY, FL 32428-2929 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| May 29, 2026 | Warranty Deed, Transfer MTI TITLE |
| Aug 2, 2021 | Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK |
| Jul 3, 2017 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| May 13, 2019 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Aug 2, 2021 · Amount on Record |
| Deed Document Number | 20264149 |
| Deed Book / Page | 1372 / 590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | May 29, 2026 |
| Property Address | 2091 MORVEN ST, CHIPLEY, FL 32428-2915 |
| Document Number | 0000004149 |
| Book / Page | 1372 / 590 |
| Instrument Date | May 29, 2026 |
| Instrument | 20264149 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | MTI TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $120,190.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2066 SUNNY HILLS BLVD, CHIPLEY, FL 32428-2929 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Aug 2, 2021 |
| Property Address | 2091 MORVEN ST, CHIPLEY, FL 32428-2915 |
| Document Number | 0067005603 |
| Book / Page | 1214 / 45 |
| Map Reference | MB 2 PG 9-27 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 202167005603 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | PANHANDLE LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3388 DORMER DR, 3388, CHIPLEY, FL 32428-2722 |
| Name | Verified Name |
|---|---|
| Address | 2091 MORVEN ST, CHIPLEY, FL 32428-2915 |
| Document Number | 0000000047 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 1214/47 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 2091 MORVEN ST, CHIPLEY, FL 32428-2915 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067004224 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 1093/195 |
| Instrument | 201767004224 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 2091 MORVEN ST, CHIPLEY, FL 32428-2915 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067003678 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 1144/0955 |
| Instrument | 201967003678 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 82 Months |
| Due | Mar 27, 2026 |
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,518.00 (+8.43%) | $108,013 (-1.49%) Land $10,000 Building $98,013 | $108,013 (-1.49%) Land $10,000 Building $98,013 |
| 2024 | $1,400.00 (+13.54%) | $109,647 (+24.63%) Land $7,000 Building $102,647 | $109,647 (+24.63%) Land $7,000 Building $102,647 |
| 2023 | $1,233.00 (+9.31%) | $87,981 (+10.67%) Land $5,000 Building $82,981 | $87,981 (+10.67%) Land $5,000 Building $82,981 |
| 2022 | $1,128.00 | $79,502 Land $3,500 Building $76,002 | $79,502 Land $3,500 Building $76,002 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 16 (1994–2021) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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