Pinellas County property record for 2091 Montclair Rd, Clearwater, FL 33763
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,732 sqft · built 1980 |
| Lot Size | 0.179 acres (7,819 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Nov 2021) |
| Tax Bill | $6,813 (2025) |
| Deeds & Mortgages | May 2024 Mortgage May 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-743-8961-0 |
| Primary APN | C62-000-743-8961-0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,732 sqft Heated Area |
| 1st Floor Area | 1,732 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Dome |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,819 sqft (0.179 acres) |
| Lot Dimensions | 93 ft deep x 83 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 260 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R3432 |
|---|---|
| Old Parcel Number | 152901884290000010 |
| Street Address | 2091 MONTCLAIR RD |
| City | CLEARWATER |
| State | FL |
| Zip | 33763-4230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUN TREE ESTATES LOT 1 |
| Legal Range | 15 |
| Legal Township | 29 |
| Legal Section | 01 |
| Legal Subdivision | SUN TREE ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 26705 |
Source: Pinellas County records · APN C62-000-743-8961-0
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2091 MONTCLAIR RD, CLEARWATER, FL 33763-4230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 03, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOWER LLC |
| May 01, 2023 | Deed of Trust, Mortgage · Line of Credit LOWER LLC |
| May 01, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Nov 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Sep 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on Record |
| Deed Sale | Nov 24, 2021 · Amount on Record |
| Prior Sale | Sep 27, 2017 · Amount on Record |
| Deed Document Number | 2021383535 |
| Deed Book / Page | 21821 / 2674 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2091 MONTCLAIR RD, CLEARWATER, FL 33763-4230 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2091 MONTCLAIR RD, CLEARWATER, FL 33763-4230 |
| Document Number | 0227890059 |
|---|---|
| Date | May 03, 2024 |
| Book Page | 22789/59 |
| Instrument | 2024114386 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2091 MONTCLAIR RD, CLEARWATER, FL 33763-4230 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2091 MONTCLAIR RD, CLEARWATER, FL 33763-4230 |
| Document Number | 0224242023 |
|---|---|
| Date | May 01, 2023 |
| Book Page | 22424/2023 |
| Instrument | 2023112374 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2091 MONTCLAIR RD, CLEARWATER, FL 33763-4230 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2091 MONTCLAIR RD, CLEARWATER, FL 33763-4230 |
| Document Number | 0224242079 |
|---|---|
| Date | May 01, 2023 |
| Book Page | 22424/2079 |
| Instrument | 2023112389 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 24, 2021 |
| Property Address | 2091 MONTCLAIR RD, CLEARWATER, FL 33763-4230 |
| Document Number | 0218212674 |
| Book / Page | 21821 / 2674 |
| Map Reference | MB 78 PG 99 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021383535 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13425 SAN RAFAEL DR, 13425, LARGO, FL 33774-4636 |
| Name | Verified Name |
|---|---|
| Address | 2091 MONTCLAIR RD, CLEARWATER, FL 33763-4230 |
| Document Number | 0218212676 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 21821/2676 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 27, 2017 |
| Property Address | 2091 MONTCLAIR RD, CLEARWATER, FL 33763-4230 |
| Document Number | 0197840784 |
| Book / Page | 19784 / 0784 |
| Map Reference | MB78 PG99 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 2017294264 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Title Company | FIRST AMER TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 413 S WATERWAY DR, 413, SATELLITE BEACH, FL 32937-3833 |
| Name | Verified Name |
|---|---|
| Address | 13425 SAN RAFAEL DR, LARGO, FL 33774-4636 |
| Document Number | 2017294265 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 2017294265 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,813.00 (+7.16%) Homeowner's exemption | $394,426 (+5.99%) | $463,498 (+6.5%) Land $103,239 Building $360,259 |
| 2023 | $6,358.00 (+24.99%) Homeowner's exemption | $372,146 (+22.15%) | $435,205 (+42.85%) Land $117,581 Building $317,624 |
| 2022 | $5,087.00 Homeowner's exemption | $304,660 | $304,660 Land $104,910 Building $199,750 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, T-Mobile USA, Verizon.
Based on FCC filings for 290 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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