Charlotte County property record for 2091 Middle Ter, Punta Gorda, FL 33983
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.23 acres (9,999 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $100 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 402315134009 |
| Primary APN | 402315134009 |
|---|---|
| Alternative APNs |
|
| Lot Area | 9,999 sqft (0.23 acres) |
|---|
| Account Number | 00843800035003 |
|---|---|
| Street Address | 2091 MIDDLE TER |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-8759 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RSF3.5 |
| Legal Description | HRBR HTS SEC 6 BLK 126 LTS 25 & 26 811/842 1113/1331 2939/1118 3827/444 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 15 |
| Legal Subdivision | HRBR HTS |
| Legal Tract | HBH |
| Legal Block | 126 |
| Legal Lot Number | 25,26 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 21001 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3685 MARVAEZ ST, FORT MYERS, FL 33901-7952 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2013 |
| Transfer Doc | 0038270444 |
| Record Updated | Jun 8, 2026 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $100.00 (-57.81%) | $8,323 (+83.29%) Land $8,323 | $8,323 (-33.31%) Land $8,323 |
| 2024 | $237.00 (+2.6%) | ||
| 2023 | $231.00 (+18.46%) | $4,541 (-39.29%) | $12,480 (+66.84%) Land $12,480 |
| 2022 | $195.00 | $7,480 Land $7,480 | $7,480 Land $7,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ripple Fiber.
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