San Luis Obispo County property record for 2091 Circle Dr, Cayucos, CA 93430 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1977 |
| Square Footage | 2,294 sqft Living Area |
| Lot Size | 8,500 sqft (0.195 acres) |
| Last Sale | $1,900,000 (2022) |
| Tax Bill | $20,974.00 (2025) |
| Primary APN | 064-181-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,294 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood Construction |
| Lot Area | 8,500 sqft (0.195 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 2091 CIRCLE DR |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1461 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PM25/82 PAR 1 |
| Legal Subdivision | PARCEL MAP CO-77-252 |
| Legal Block | 3 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | NORTH COAST |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-181-010
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6423 RIO LINDA DR, RANCHO PALOS VERDES, CA 90275-3261 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Aug 03, 2022 | Grant Deed, Transfer |
| Apr 25, 2022 | Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Feb 28, 2022 | Intrafamily Transfer, Transfer |
| Mar 18, 2021 | Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jun 21, 2017 | Deed of Trust, Mortgage · Reverse Mortgage LIVE WELL FINANCIAL INC |
| Jun 14, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2022 · Amount on Record |
| Deed Sale | Apr 25, 2022 · Amount on Record |
| Deed Doc Number | 202218212 |
| Prior Transfer Date | Mar 01, 2021 |
| Prior Transfer Doc | 0000020700 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 03, 2022 |
| Property Address | 2091 CIRCLE DR, CAYUCOS, CA 93430-1461 |
| Document Number | 0000031711 |
| Map Reference | MB 25 PG 82 |
| Instrument Date | May 16, 2022 |
| Instrument | 2022031711 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6423 RIO LINDA DR, 6423, RANCHO PALOS VERDES, CA 90275-3261 |
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 25, 2022 |
| Property Address | 2091 CIRCLE DR, CAYUCOS, CA 93430-1461 |
| Document Number | 0000018212 |
| Map Reference | MB 25 PG 82 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 2022018212 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6423 RIO LINDA DR, RANCHO PALOS VERDES, CA 90275-3261 |
| Document Number | 0000018213 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022018213 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 28, 2022 |
| Property Address | 2091 CIRCLE DR, CAYUCOS, CA 93430-1461 |
| Document Number | 0000009117 |
| Map Reference | MB 25 PG 82 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2022009117 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 5914 PARKHILL RD, SANTA MARGARITA, CA 93453-9654 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 18, 2021 |
| Property Address | 2091 CIRCLE DR, CAYUCOS, CA 93430-1461 |
| Document Number | 0000020700 |
| Map Reference | MB 25 PG 82 |
| Instrument Date | Mar 01, 2021 |
| Instrument | 2021020700 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2091 CIRCLE DR, CAYUCOS, CA 93430-1461 |
| Document Number | 0000020701 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021020701 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 767 Months |
| Due | Feb 03, 2085 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2091 CIRCLE DR, CAYUCOS, CA 93430-1461 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | NEXTITLE |
| Name | Verified Name |
|---|
| Document Number | 0000027233 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 2017027233 |
| Name | LIVE WELL FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23225 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 812 Months |
| Due | Feb 07, 2085 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
| Type Change Date | Jul 01, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2091 CIRCLE DR, CAYUCOS, CA 93430-1461 |
| Document Number | 0000027234 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | NEXTITLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2091 CIRCLE DR CAYUCOS CA 934301461, CAYUCOS, CA 93430-1461 |
| Document Number | 0000027234 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 27234 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 816 Months |
| Due | Jun 20, 2085 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,056,618 (+2%) Land $1,298,917 Building $757,701 | |
| 2025 | $20,974.00 (+0.8%) | $2,016,294 (+4.04%) Land $1,273,449 Building $742,845 |
| 2024 | $20,808.00 (+1.07%) | |
| 2023 | $20,587.00 (+434.31%) | $1,938,000 Land $1,224,000 Building $714,000 |
| 2022 | $3,853.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 32% of California |
|---|---|
| Wildfire Likelihood | About 1 in 769 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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