2091 Cestius Rd, Winter Garden, FL 34787 Property Records

Orange County property record for 2091 Cestius Rd, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,882 sqft · built 2014
Lot Size	0.219 acres (9,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Feb 2015)
Tax Bill	$7,416 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-23-27-0100-00-960`

Property Details

APN / Parcel Number

Primary APN	`09-23-27-0100-00-960`
Alternative APNs	`272309010000960` `136352` `137210` `138724`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,882 sqft Living Area
Gross Area	5,481 sqft
1st Floor Area	1,901 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,541 sqft (0.219 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Florida Room
Porch Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2091 CESTIUS RD
City	WINTER GARDEN
State	FL
Zip	34787-9815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ALEXANDER RIDGE 80/37 LOT 96
Legal Range	27E
Legal Township	23S
Legal Section	09
Legal Subdivision	ALEXANDER RIDGE
Legal Tract	100
Legal Lot Number	96
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1029
Census Tract	17113

Owner

Source: Orange County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2091 CESTIUS RD, WINTER GARDEN, FL 34787-9815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC
Apr 5, 2024	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 8, 2021	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU
May 2, 2018	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2015 · Amount on Record
Deed Sale	Feb 13, 2015 · Amount on Record
Deed Document Number	201580001
Deed Book / Page	10875 / 8994
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2091 CESTIUS RD, WINTER GARDEN, FL 34787-9815
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2091 CESTIUS RD, WINTER GARDEN, FL 34787-9815

Mortgage

Document Number	0000108005
Date	Feb 24, 2026
Instrument	20260108005

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2091 CESTIUS RD, WINTER GARDEN, FL 34787-9815
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2091 CESTIUS RD, WINTER GARDEN, FL 34787-9815

Mortgage

Document Number	0000199754
Date	Apr 5, 2024
Instrument	20240199754

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2091 CESTIUS RD, WINTER GARDEN, FL 34787-9815
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2091 CESTIUS RD, WINTER GARDEN, FL 34787-9815

Mortgage

Document Number	0000527724
Date	Sep 14, 2023
Instrument	20230527724

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2091 CESTIUS RD, WINTER GARDEN, FL 34787-9815
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2091 CESTIUS RD, WINTER GARDEN, FL 34787-9815

Mortgage

Document Number	0000511440
Date	Aug 22, 2022
Instrument	20220511440

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2091 CESTIUS RD, WINTER GARDEN, FL 34787-9815
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2091 CESTIUS RD, WINTER GARDEN, FL 34787-9815

Mortgage

Document Number	20210684883
Date	Nov 8, 2021
Instrument	20210684883

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2091 CESTIUS RD, WINTER GARDEN, FL 34787-9815
Document Number	0000296558
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2091 CESTIUS RD WINTER GARDEN FL 347879815, WINTER GARDEN, FL 34787-9815

Mortgage

Document Number	0000296558
Date	May 18, 2018
Instrument	296558

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 17, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,094 (+2.7%)	$707,190 (-8.96%) Land $110,000 Building $597,190
2025	$7,416.00 (+5.21%) Homeowner's exemption	$495,710 (+5.99%)	$776,770 (+20.67%) Land $110,000 Building $666,770
2024	$7,049.00 (+3.57%)
2023	$6,806.00 (+2.9%) Homeowner's exemption	$467,709 (+3%)	$643,702 (+17.46%) Land $110,000 Building $533,702
2022	$6,614.00 Homeowner's exemption	$454,086	$548,035 Land $100,000 Building $448,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Alteva of Warwick, AT&T, CenturyLink.

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