2091 Bridle Creek Cir, Tracy, CA 95377 Property Records

San Joaquin County property record for 2091 Bridle Creek Cir, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,557 sqft · built 1997
Lot Size0.24 acres (10,454 sqft)
Owner2 Trust Names on File
Last Sale$765,000 (Apr 2022)
Tax Bill$8,126 (2026)
Deeds & MortgagesApr 2022 Sale & Mortgage
Apr 2021 Foreclosure
Flood ZoneZone X (minimal risk)
APN238-260-230-000

Property Details

APN / Parcel Number

Primary APN238-260-230-000
Alternative APN
  • 238-260-23

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,557 sqft Living Area
1st Floor Area1,557 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCustom Design
Construction TypeWood
Lot Area10,454 sqft (0.24 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number238-260-23
Street Address2091 BRIDLE CREEK CIR
CityTRACY
StateCA
Zip95377-0208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description98-FM PT OF 238-020-43 PER BRIDLE CREEK UNIT NO. 2
Legal SubdivisionBRIDLE CREEK
Legal Tract2774
Legal Block1
Legal Lot Number130
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1015
Census Tract5224

Owner

2091 Bridle Creek Cir is owner-occupied and held in a trust since April 2022.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address2091 BRIDLE CREEK CIR, TRACY, CA 95377-0208
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2022Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 27, 2021Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2022 · Amount on File
Deed SaleApr 5, 2022 · Amount on File
Prior SaleApr 27, 2021 · Amount on File
Deed Document Number202243931
Prior Transfer DateApr 21, 2021
Prior Transfer Doc0000073804
Record UpdatedOct 29, 2026

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 5, 2022
Property Address2091 BRIDLE CREEK CIR, TRACY, CA 95377-0208
Document Number0000043931
Map ReferenceMB 33 PG 33
Instrument DateMar 28, 2022
Instrument2022-043931
Transaction TypeTransfer
Record UpdatedApr 15, 2022
Title CompanyNOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2091 BRIDLE CREEK CIR, TRACY, CA 95377-0208

Mortgage

Document Number0000043932
DateApr 5, 2022
Instrument2022-043932
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

April 2021: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 27, 2021
Property Address2091 BRIDLE CREEK CIR, TRACY, CA 95377-0208
Document Number0000073804
Map ReferenceMB 33 PG 33
Instrument DateApr 21, 2021
Instrument2021-073804
Transaction TypeForeclosure
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15300 MCKINLEY AVE, LATHROP, CA 95330-8782

Tax Assessment & Valuation

The 2026 property tax bill for 2091 Bridle Creek Cir was $8,126, down 2.7% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,126.00 (-2.68%)
2025$8,350.00$711,100 Land $210,000 Building $501,100
2023$8,628.00 (+159.72%)$297,040 Land $99,751 Building $197,289$709,650
2022$3,322.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2091 Bridle Creek Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2091 Bridle Creek Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: DigitalPath, Matrix Broadband.

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