2091 Ascot Dr, Unit 128, Moraga, CA 94556 Property Records

Contra Costa County property record for 2091 Ascot Dr, Unit 128, Moraga, CA 94556

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,180 sqft · built 1971
Lot Size	3.71 acres (162,043 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Oct 2021)
Tax Bill	$7,765 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`255-680-041-1`

Property Details

APN / Parcel Number

Primary APN	`255-680-041-1`
Alternative APN	`255-680-041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
Gross Area	1,351 sqft
1st Floor Area	1,180 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	162,043 sqft
Garage Type	Attached
Garage Area	171 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2091 ASCOT DR, 128
City	MORAGA
State	CA
Zip	94556-2221
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T04419 L0041 B
Legal Subdivision	SUBDIVISION 4419
Legal Tract	04419
Legal Lot Number	41
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	352201

Owner

2091 Ascot Dr, Unit 128 is owned and occupied by two individuals who bought it in October 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2091 ASCOT DR, 128, MORAGA, CA 94556-2221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Prior Sale	Sep 24, 1996 · Amount on File
Deed Document Number	2021296989
Prior Transfer Date	Aug 8, 1996
Prior Transfer Doc	0000149501
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 22, 2021
Property Address	2091 ASCOT DR UNIT 128, 128, MORAGA, CA 94556-2221
Document Number	0000296989
Map Reference	MB 155 PG 34
Instrument Date	Oct 19, 2021
Instrument	2021-296989
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2091 ASCOT DR UNIT 128, 128, MORAGA, CA 94556-2221

Mortgage

Document Number	0000296990
Date	Oct 22, 2021
Instrument	2021-296990

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2091 Ascot Dr, Unit 128 was $7,765 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,000 (-6.66%) Land $371,463 Building $153,537
2025	$7,765.00 Homeowner's exemption	$562,440 Land $397,953 Building $164,487
2023	$7,399.00 (+0.98%) Homeowner's exemption	$540,600 Land $382,500 Building $158,100
2022	$7,327.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2091 Ascot Dr, Unit 128 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–1996)
Most Recent Claim	Apr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2091 Ascot Dr, Unit 128 is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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