San Joaquin County property record for 20909 S Murphy Rd, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,814 sqft Living Area |
| Lot Size | 653,400 sqft (15 acres) |
| Garage | Mixed |
| Occupancy | Owner Occupied |
| Tax Bill | $5,231.00 (2025) |
| Primary APN | 245-150-150-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,814 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 653,400 sqft (15 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 20909 S MURPHY RD |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-9253 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | MAP REF:MB 245 PG 15 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 5003 |
Source: San Joaquin County records · APN 245-150-150-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20909 S MURPHY RD, RIPON, CA 95366-9253 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 23, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 23, 2020 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE |
| Sep 30, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Nov 23, 2020 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 23, 2020 |
| Property Address | 20909 S MURPHY RD, RIPON, CA 95366-9253 |
| Document Number | 0000162921 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2020-162921 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20909 S MURPHY RD, RIPON, CA 95366-9253 |
| Document Number | 0000162922 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020-162922 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 23, 2020 |
| Property Address | 20909 S MURPHY RD, RIPON, CA 95366-9253 |
| Document Number | 0000162923 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 162923 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20909 S MURPHY RD RIPON CA 953669253, RIPON, CA 95366-9253 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 20909 S MURPHY RD, RIPON, CA 95366-9253 |
| Document Number | 0000127956 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20909 S MURPHY RD RIPON CA 953669253, RIPON, CA 95366-9253 |
| Document Number | 0000127956 |
|---|---|
| Date | Nov 06, 2019 |
| Instrument | 127956 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 05, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,231.00 (+10.29%) | $395,869 (+4.04%) Land $79,992 Building $315,877 |
| 2023 | $4,743.00 (+6.18%) | $380,499 Land $76,887 Building $303,612 |
| 2022 | $4,467.00 |
20909 S Murphy Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 72nd percentile of exposed land nationally · 47th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 345 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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