St. Mary's County property record for 20909 Ridge Path Way, Leonardtown, MD 20650
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 2.86 acres (124,582 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $126,000 (Mar 2024) |
| Tax Bill | $1,001 (2025) |
| Deeds & Mortgages | Mar 2026 Construction Loan Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-030772 |
| Primary APN | 02-030772 |
|---|---|
| Alternative APNs |
|
| Lot Area | 124,582 sqft (2.86 acres) |
|---|
| Account Number | 030772 |
|---|---|
| Street Address | 20909 RIDGE PATH WAY |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RPD |
| Legal Description | LOT 500-1B PLAT 57/124 WILMER PUSSLER SUBD |
| Legal Subdivision | WILMER PUSSLER SUB |
| Legal Lot Number | 500 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 876102 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22964 MOUNTAIN LAUREL LN, CALIFORNIA, MD 20619-7164 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Construction Mortgage SHORE UNITED BANK NA |
| Mar 21, 2024 | Deed, Transfer · Stand-Alone First Mortgage COLONIAL FARM CREDIT ACA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2024 · Amount on Record |
| Deed Sale | Mar 21, 2024 · Amount on Record |
| Prior Sale | Dec 22, 2004 · Amount on Record |
| Deed Book / Page | 6483 / 61 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 20909 RIDGE PATH WAY, LEONARDTOWN, MD 20650 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Title Company | BLUE CRAB T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 20909 RIDGE PATH WAY, LEONARDTOWN, MD 20650 |
| Document Number | 0068560125 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 6856/125 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Address | EASTON, MD 21601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Mar 1, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Mar 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 10.8% |
| Index | 1-Year T-Bill |
| Max Rate | 10.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Mar 21, 2024 |
| Property Address | 20909 RIDGE PATH WAY, LEONARDTOWN, MD 20650 |
| Document Number | 0064830061 |
| Book / Page | 6483 / 61 |
| Map Reference | PL 57 PG 124 |
| Instrument Date | Mar 18, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | UNKNOWN, TRI COUNTY ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 22964 MOUNTAIN LAUREL LN, CALIFORNIA, MD 20619-7164 |
| Document Number | 0000648367 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 6483/67 |
| Name | COLONIAL FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,433 (+1.72%) | $99,700 (+5.17%) Land $99,700 | |
| 2025 | $1,001.00 | $94,800 (-) Land $94,800 | $94,800 (-) Land $94,800 |
| 2023 | $1,001.00 | $94,800 Land $94,800 | $94,800 Land $94,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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