20909 FM 685, Pflugerville, TX 78660 Property Records

Travis County property record for 20909 FM 685, Pflugerville, TX 78660

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 3,008 sqft · built 1980
Lot Size	4.9 acres (213,587 sqft)
Owner	Company Name on File
Tax Bill	$42,317 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0293520109`

Property Details

APN / Parcel Number

Primary APN	`0293520109`
Alternative APNs	`02935201090000` `482820`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,008 sqft Living Area
Gross Area	3,768 sqft
1st Floor Area	3,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	213,587 sqft (4.9 acres)
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Open Porch
Porch Area	492 sqft
Patio Area	245 sqft
Storage Building	Storage Building
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	482820
Street Address	20909 FM RR 685
City	PFLUGERVILLE
State	TX
Zip	78660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS 2753 SUR 9 CASNER J ACR 4.9033
Legal Subdivision	CASNER J
Jurisdiction	TRAVIS TX
Township / Civil Division	NORTHEAST TRAVIS
Census Block Group	2
Census Block	2001
Census Tract	46600

Owner

20909 FM 685 is owned by a company that acquired it in September 2012.

Source: Travis County records, as of October 14, 2026

Owner of Record	Company Name on File
Mailing Address	1331 GEMINI ST, 250, HOUSTON, TX 77058-2764
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2017	Deed of Trust, Mortgage ENCINA BUSN CREDIT LLC
Feb 1, 2017	Deed of Trust, Mortgage ENCINA BUSN CREDIT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2012
Deed Sale	Sep 14, 2012
Prior Sale	Jun 21, 2007 · Amount on File
Deed Document Number	2012154548
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	20909 FM 685, PFLUGERVILLE, TX 78660-7639
Document Number	0000052202
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1331 GEMINI ST #250 HOUSTON TX 770582764, 250, HOUSTON, TX 77058-2764

Mortgage

Document Number	0000052202
Date	Apr 3, 2017
Instrument	52202

Lender

Name	ENCINA BUSN CREDIT LLC
Address	CHICAGO, IL 60604

Agreement

Term	36 Months
Due	Apr 2, 2020

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	20909 FM 685, PFLUGERVILLE, TX 78660-7639
Document Number	0000052203
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1331 GEMINI ST #250 HOUSTON TX 770582764, 250, HOUSTON, TX 77058-2764

Mortgage

Document Number	0000052203
Date	Apr 3, 2017
Instrument	52203

Lender

Name	ENCINA BUSN CREDIT LLC
Address	CHICAGO, IL 60604

Agreement

Term	36 Months
Due	Apr 2, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 20909 FM 685 was $42,317, up 1.4% from the year before.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Municipality	Pflugerville City
Unified School District	Pflugerville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$42,317.00 (+1.39%)	$1,898,904 Land $1,495,109 Building $403,795	$1,898,904 Land $1,495,109 Building $403,795
2024	$41,736.00
2023		$1,896,304 Land $1,495,109 Building $401,195	$1,896,304 Land $1,495,109 Building $401,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20909 FM 685 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20909 FM 685 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: SOS Communications, Spectrum.

Nearby Properties on FM 685

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