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20909 180th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 20909 180th St, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,276 sqft · built 1955
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on File
Last Sale$36,400 (Sep 2023)
Tax Bill$1,266 (2024)
Deeds & MortgagesSep 2020 Sale
Apr 2018 Sale
Flood ZoneZone AE (high risk)
APN23-04S-11E-12015-000000

Property Details

APN / Parcel Number

Primary APN23-04S-11E-12015-000000
Alternative APN
  • 12015000000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,276 sqft Living Area
1st Floor Area1,276 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1964
Exterior MaterialConcrete Block
Lot Area174,240 sqft (4 acres)
Patio Area597 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Account Number12015000000
Street Address20909 180TH ST
CityLIVE OAK
StateFL
Zip32060-4628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 4.00 ACRES BEG AT SW COR OF SE1/4 OF NE1/4 & RUN E 1056 FT FOR A POB THENCE RUN N 660 FT E 264 FT S 660 FT W 264 FT TO
Legal Range11E
Legal Township04S
Legal Section23
JurisdictionSUWANNEE FL
Township / Civil DivisionDOWLING PARK
Census Block Group1
Census Block1044
Census Tract970301

Owner

20909 180th St is owned and occupied by an individual who bought it in September 2023.

Source: Suwannee County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Mailing Address20909 180TH ST, LIVE OAK, FL 32060-4628
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Warranty Deed, Transfer
NOT AVAILABLE
Apr 11, 2018Warranty Deed, Transfer
ABSTRACT AND TITLE SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2023 · Amount on File
Deed SaleSep 13, 2023 · Amount on File
Prior SaleDec 1, 2009
Deed Document Number0000246611
Prior Transfer DateSep 23, 2020
Prior Transfer Doc2020230085
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateSep 23, 2020
Property Address20909 180TH ST, LIVE OAK, FL 32060-4628
Document Number0000230085
Book / Page002213 / 000453
Instrument DateSep 18, 2020
Instrument230085
Transaction TypeTransfer
Record UpdatedNov 5, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$1.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 SE CASTILLO TER LAKE CITY FL 320255427, LAKE CITY, FL 32025-5427

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateApr 11, 2018
Property Address20909 180TH ST, LIVE OAK, FL 32060-4628
Document Number0000202262
Book / Page002042 / 000320
Instrument DateApr 9, 2018
Instrument202262
Transaction TypeTransfer
Record UpdatedMay 15, 2018
Title CompanyABSTRACT AND TITLE SERVICES

Transaction

AmountAmount on Record
Tax$350.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12656 181ST RD LIVE OAK FL 320605523, LIVE OAK, FL 32060-5523

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$62,718 Land $34,700 Building $28,018$62,718 Land $34,700 Building $28,018
2024$1,266.00 (-2.84%)
2023$1,303.00 (+12.62%)$78,986 (+29.03%) Land $30,600 Building $48,386$78,986 (+29.03%) Land $30,600 Building $48,386
2022$1,157.00$61,215$61,215 Land $26,000 Building $35,215

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20909 180th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims10 (1998–2012)
Most Recent ClaimJun 2012 · Tropical Storm Debby
Claims by Event
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 4 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20909 180th St is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
DSL		200 / 20

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