20908 E 38th St S, Broken Arrow, OK 74014 Property Records

Wagoner County property record for 20908 E 38th St S, Broken Arrow, OK 74014

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,586 sqft · built 1985
Lot Size0.26 acres (11,346 sqft)
Owner2 Individual Names on File
Last Sale$121,500 (Oct 2025)
Tax Bill$2,340 (2025)
Deeds & MortgagesAug 2026 Mortgage
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001711-012002-000000

Property Details

APN / Parcel Number

Primary APN001711-012002-000000
Alternative APNs
  • 730014260
  • 0014260
  • 14260

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,586 sqft Living Area
1st Floor Area1,586 sqft
Utility Area64 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialAluminum Siding
Construction TypeStone
Roof MaterialComposition Shingle
Lot Area11,346 sqft (0.26 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area264 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number14260
Street Address20908 E 38TH ST S
CityBROKEN ARROW
StateOK
Zip74014-1222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNRISE ESTATES LOT 2 BLK 12
Legal Range15E
Legal Township19N
Legal Section20
Legal SubdivisionSUNRISE ESTATES
Legal Block12
Legal Lot Number2
JurisdictionWAGONER OK
Township / Civil DivisionCOWETA
Census Block Group1
Census Block1028
Census Tract30408

Owner

Source: Wagoner County records · APN 001711-012002-000000

Assessment roll updated February 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20908 E 38TH ST S, BROKEN ARROW, OK 74014-1222
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANCFIRST
Oct 15, 2025Warranty Deed, Transfer · Conventional Mortgage
BANCFIRST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 15, 2025 · Amount on Record
Deed SaleOct 15, 2025 · Amount on Record
Prior SaleOct 16, 2009 · Amount on Record
Deed Document Number202514669
Deed Book / Page3120 / 155
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAGONER OK
Recording DateAug 05, 2026
Property Address20908 E 38TH ST S, BROKEN ARROW, OK 74014-1222
Document Number0000012454
Book / Page3216 / 497
Instrument DateJul 27, 2026
Instrument202612454
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address20908 E 38TH ST S, BROKEN ARROW, OK 74014-1222

Mortgage

Document Number0000012454,
DateAug 05, 2026
Book Page3216/497
Instrument202612454
Lender
NameBANCFIRST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term299 Months
DueJul 27, 2051
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAGONER OK
Recording DateOct 15, 2025
Property Address20908 E 38TH ST S, BROKEN ARROW, OK 74014-1222
Document Number0000014669
Book / Page3120 / 155
Instrument DateOct 03, 2025
Instrument2025-14669
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyELITE TITLE COMPANY INC, ELITE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$182.25
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20908 E 38TH ST S, BROKEN ARROW, OK 74014-1222

Mortgage

Document Number0000014670
DateOct 15, 2025
Instrument2025-14670
Lender
NameBANCFIRST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

Tax Assessment & Valuation

Source: Wagoner County records · Assessment roll updated February 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityBroken Arrow City
CountyWagoner County
Unified School DistrictBroken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,340.00 (+5.64%)$20,172 (+5%) Land $2,972 Building $17,200$233,633 (+1.34%) Land $43,000 Building $190,633
2024$2,215.00 (+5.03%)$19,212 (+5%) Land $2,831 Building $16,381$230,535 (+7.82%) Land $38,500 Building $192,035
2023$2,109.00 (+4.51%)$18,297 (+5%) Land $2,626 Building $15,671$213,808 (+18.94%) Land $38,500 Building $175,308
2022$2,018.00$17,426 Land $2,366 Building $15,060$179,766 Land $25,000 Building $154,766

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
The Junction Internet
Fixed Wireless
100 / 20
Uniti Group
DSL
100 / 20

Based on FCC filings for 411 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWAGONER CO. RWD #4
serves 37,658 people
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2025
Turbidity
resolved · Jun 2025
Total trihalomethanes
not recorded as resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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