St. Mary's County property record for 20908 Abell Rd, Abell, MD 20606
| Property Type | Rural Home |
|---|---|
| Details | 3.5 ba · 3,939 sqft · built 2006 |
| Lot Size | 17.3 acres (756,637 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Mar 2005) |
| Tax Bill | $9,390 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-026889 |
| Primary APN | 07-026889 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,939 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 756,637 sqft (17.3 acres) |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 2,400 sqft |
| Parking Spaces | 9 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 159 sqft |
| Deck Area | 517 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 026889 |
|---|---|
| Street Address | 20908 ABELL RD |
| City | ABELL |
| State | MD |
| Zip | 20606-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RPD |
| Legal Description | 17.37 ACRES R/S DOGGIE LN |
| Legal Subdivision | FROGS MARSH |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 7, MILESTOWN |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 875300 |
20908 Abell Rd, a rural home, is owned and occupied by two individuals who bought it in March 2005.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20908 ABELL RD, ABELL, MD 20606-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 17, 2022 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2005 · Amount on File |
| Deed Sale | Mar 21, 2005 · Amount on File |
| Prior Sale | Oct 15, 2002 |
| Deed Document Number | 20053046 |
| Deed Book / Page | 2480 / 699 |
| Transfer Doc | 0926000407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 20908 ABELL RD, ABELL, MD 20606-2201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045860131 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 4586/131 |
| Instrument | 4586-131 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 20908 ABELL RD, ABELL, MD 20606-2201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047240142 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 4724/142 |
| Instrument | 4724-142 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 20908 ABELL RD, ABELL, MD 20606-2201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | COUNSEL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 20908 ABELL RD, ABELL, MD 20606-2201 |
| Document Number | 0061450121 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 6145/121 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | CLINTON, MD 20735 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 20908 Abell Rd was $9,390 with a homeowner's exemption.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $995,367 | $1,043,900 Land $387,700 Building $656,200 | |
| 2025 | $9,390.00 Homeowner's exemption | ||
| 2023 | $8,812.00 Homeowner's exemption | $851,467 | $898,300 Land $317,700 Building $580,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20908 Abell Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2003–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20908 Abell Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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