20906 Iris Ave, Merrill, IA 51038 Property Records

Plymouth County property record for 20906 Iris Ave, Merrill, IA 51038

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,942 sqft · built 2016
Lot Size	6.52 acres (284,011 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,132 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-28-300-018`

Property Details

APN / Parcel Number

Primary APN	`11-28-300-018`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	1,942 sqft Living Area
Basement Area	1,942 sqft
Finished Basement	1,675 sqft
Unfinished Basement	267 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	284,011 sqft (6.52 acres)
Garage Type	Attached
Garage Area	855 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	20906 IRIS AVE
City	MERRILL
State	IA
Zip	51038-8774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 TWISTED CREEK SUB
Legal Range	46W
Legal Township	92N
Legal Section	28
Legal Subdivision	TWISTED CREEK
Legal Lot Number	1
Jurisdiction	PLYMOUTH IA
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4076
Census Tract	970300

Owner

Source: Plymouth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20906 IRIS AVE, MERRILL, IA 51038-8774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Deed of Trust, Mortgage NORTHWEST BANK
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STATE BANK
Oct 18, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLYMOUTH IA
Property Address	20906 IRIS AVE, MERRILL, IA 51038-8774
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002465
Date	Jun 27, 2018
Book Page	0000002018/0000002465
Instrument	000000002465

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	115 Months
Due	Jan 1, 2028

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLYMOUTH IA
Property Address	20906 IRIS AVE, MERRILL, IA 51038-8774
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/3239
Date	Sep 6, 2017
Book Page	2017/3239
Instrument	2017 3239

Lender

Name	NORTHWEST BANK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLYMOUTH IA
Property Address	20906 IRIS AVE, MERRILL, IA 51038-8774
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/5613
Date	Nov 23, 2020
Book Page	2020/5613
Instrument	2020 5613

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLYMOUTH IA
Recording Date	Oct 18, 2019
Property Address	20906 IRIS AVE, MERRILL, IA 51038-8774
Document Number	02019/4229
Book / Page	2019 / 4229
Instrument Date	Oct 18, 2019
Instrument	4229
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20906 IRIS AVE, MERRILL, IA 51038-8774

Mortgage

Document Number	02019/4255
Date	Oct 21, 2019
Book Page	2019/4255
Instrument	4255

Lender

Name	AMERICAN STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Plymouth County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Plymouth County
Unified School District	Le Mars Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,132.00 (-2.14%)	$554,140 (-) Land $104,200 Building $449,940	$554,140 (-) Land $104,200 Building $449,940
2025		$554,140 (+13.77%) Land $104,200 Building $449,940	$554,140 (+13.77%) Land $104,200 Building $449,940
2024	$5,244.00 (+27.22%)
2023		$487,060 Land $56,500 Building $430,560	$487,060 Land $56,500 Building $430,560
2022	$4,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000

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