Mecklenburg County property record for 20905 Lagoona Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 832 sqft · built 1967 |
| Lot Size | 0.535 acres (23,336 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $675,000 (May 2023) |
| Tax Bill | $4,844 (2023) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-701-22 |
| Primary APN | 001-701-22 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 832 sqft Heated Area |
| 1st Floor Area | 832 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Roof Material | Tar & Gravel |
| Lot Area | 23,336 sqft (0.535 acres) |
| Garage Area | 484 sqft |
| Deck Area | 120 sqft |
| Patio Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 001-701-22 |
|---|---|
| Street Address | 20905 LAGOONA DR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-7119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L37 M10-183 &STRIP |
| Legal Subdivision | BISCAYNE PARK |
| Legal Lot Number | 37 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 6218 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 20905 LAGOONA DR, CORNELIUS, NC 28031-7119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 4, 2023 | Warranty Deed, Transfer FORTIFIED TITLE, FORTIFIED TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2023 · Amount on Record |
| Deed Sale | May 4, 2023 · Amount on Record |
| Deed Document Number | 2023041163 |
| Deed Book / Page | 38100 / 443 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20905 LAGOONA DR, CORNELIUS, NC 28031-7119 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000221064 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 36785/480 |
| Instrument | 2021221064 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 4, 2023 |
| Property Address | 20905 LAGOONA DR, CORNELIUS, NC 28031-7119 |
| Document Number | 0000041163 |
| Book / Page | 38100 / 443 |
| Map Reference | MB 10 PG 183&185 |
| Instrument Date | Apr 26, 2023 |
| Instrument | 2023041163 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | FORTIFIED TITLE, FORTIFIED TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20905 LAGOONA DR, CORNELIUS, NC 28031-7119 |
| Name | Verified Name |
|---|---|
| Address | 20905 LAGOONA DR, CORNELIUS, NC 28031-7119 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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