20903 Watson Rd, Maple Heights, OH 44137 Property Records

Cuyahoga County property record for 20903 Watson Rd, Maple Heights, OH 44137

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,360 sqft · built 1948
Lot Size0.11 acres (4,800 sqft)
OwnerIndividual Name on File
Last Sale$89,900 (Jul 2022)
Tax Bill$2,169 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Dec 2018 Sale
Flood ZoneZone X (minimal risk)
APN782-15-057

Property Details

APN / Parcel Number

Primary APN782-15-057

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,360 sqft Living Area
1st Floor Area1,000 sqft
2nd Floor Area360 sqft
Basement Area720 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address20903 WATSON RD
CityMAPLE HEIGHTS
StateOH
Zip44137-2037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-M
Legal Description6 MAPLEHTSLD 0197 ALL
Legal SubdivisionMAPLE HEIGHTS LND COMPANYS
Legal Lot Number197
JurisdictionCUYAHOGA OH
Township / Civil DivisionMAPLE HEIGHTS
Census Block Group4
Census Block4007
Census Tract171104

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address20903 WATSON RD, MAPLE HEIGHTS, OH 44137-2037
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2022Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC
Dec 12, 2018Warranty Deed, Transfer
ALL R/E SOLUTIONS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2022 · Amount on File
Deed SaleJul 1, 2022 · Amount on File
Prior SaleDec 12, 2018 · Amount on File
Deed Document Number202207010252
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateJul 1, 2022
Property Address20903 WATSON RD, MAPLE HEIGHTS, OH 44137-2037
Document Number0000000252
Map ReferenceVOL 93 PG 22
Instrument DateJun 28, 2022
Instrument202207010252
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 MAGNAVOX WAY STE 220, 220, FORT WAYNE, IN 46804-1552

Mortgage

Document Number0000000253
DateJul 1, 2022
Instrument202207010253
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateDec 12, 2018
Property Address20903 WATSON RD, MAPLE HEIGHTS, OH 44137-2037
Document Number0012120545
Instrument DateDec 11, 2018
Instrument12120545
Transaction TypeTransfer
Record UpdatedDec 31, 2018
Title CompanyALL R/E SOLUTIONS LLC

Transaction

AmountAmount on Record
Tax$208.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8355 WESTWOOD DR GILROY CA 950203915, GILROY, CA 95020-3915

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityMaple Heights City
Unified School DistrictMaple Heights City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,169.00 (+7.43%) Homeowner's exemption$25,380 (-) Land $6,720 Building $18,660
2024$2,019.00 (-2.13%) Homeowner's exemption$25,380 (+35%) Land $6,720 Building $18,660$72,500 (+35.01%) Land $19,200 Building $53,300
2023$2,063.00 (-1.72%) Homeowner's exemption$18,800 (-) Land $4,060 Building $14,740
2022$2,099.00$18,800 Land $4,060 Building $14,740
2021$53,700 Land $11,600 Building $42,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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