20903 Osprey Cir, Perry, FL 32348 Property Records

Taylor County property record for 20903 Osprey Cir, Perry, FL 32348

Property Summary

Property Type	Other Improved
Details	built 2002
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jun 2024)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`07120-170`

Property Details

APN / Parcel Number

Primary APN	`07120-170`
Alternative APN	`01-08-07-07120-170`

Exterior

Year Built	Built 2002
Lot Area	10,890 sqft

Location & Zoning

Street Address	20903 OSPREY CIR
City	PERRY
State	FL
Zip	32348-2211
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LEG 0000.25 ACRES - CEDAR ISLAND SANDPIPER UNIT - LOT 70 - SUBJ TO ESMT IN OR 509-572 - OR 544-577 - OR 845-462 OR 899-339
Legal Range	07E
Legal Township	08S
Legal Section	01
Legal Subdivision	CEDAR ISLAND SANDPIPER
Legal Lot Number	70
Jurisdiction	TAYLOR FL
Township / Civil Division	PERRY SOUTH
Census Block Group	2
Census Block	2065
Census Tract	950401

Owner

Source: Taylor County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	221 LITTLE ROCKY CREEK RD, DANVILLE, GA 31017-4237
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2024 · Amount on File
Deed Sale	Jun 18, 2024 · Amount on File
Prior Sale	Oct 21, 2021 · Amount on File
Deed Document Number	240003124
Deed Book / Page	899 / 339
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAYLOR FL
Recording Date	Oct 21, 2021
Property Address	20903 OSPREY CIR, PERRY, FL 32348-2211
Document Number	0008450462
Book / Page	845 / 462
Map Reference	MB 1 PG 185
Instrument Date	Oct 15, 2021
Instrument	210006338
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2207 WOODBINE DR, TALLAHASSEE, FL 32309-2923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12433 GA HIGHWAY 42 S, BYRON, GA 31008-8160

Mortgage

Document Number	0000845463
Date	Oct 21, 2021
Instrument	845/463

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Taylor County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Taylor County
Unified School District	Taylor County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,919.00 (+23.73%)	$108,660 (-4.62%)	$108,660 (-4.62%) Land $89,100 Building $19,560
2024	$1,551.00 (+11.82%)	$113,920 (+24.42%)	$113,920 (+24.42%) Land $89,100 Building $24,820
2023	$1,387.00 (+260.26%)	$91,560 (+159.38%) Land $72,400 Building $19,160	$91,560 (+159.38%) Land $72,400 Building $19,160
2022	$385.00	$35,300 Land $35,300	$35,300 Land $35,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	95 (2016–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 66 claims Hurricane Idalia, Aug 2023 · 12 claims Hurricane Hermine, Sep 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAYLOR COASTAL WATER ; SEWER DISTRICT serves 1,310 people · EPA ID FL2624165
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000