20903 Iris Holly St, Katy, TX 77449 Property Records

Harris County property record for 20903 Iris Holly St, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,685 sqft · built 2018
Lot Size0.156 acres (6,803 sqft)
OwnerIndividual Name on Record
Last Sale$193,000 (Nov 2018)
Tax Bill$4,329 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jan 2024 Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN139-790-003-0003

Property Details

APN / Parcel Number

Primary APN139-790-003-0003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,685 sqft Living Area
1st Floor Area1,685 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area6,803 sqft (0.156 acres)
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1397900030003
Street Address20903 IRIS HOLLY ST
CityKATY
StateTX
Zip77449-2227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 BLK 3 JASMINE HEIGHTS SEC 9
Legal SubdivisionJASMINE HEIGHTS SEC 9
Legal Block3
Legal Lot Number3
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group3
Census Block3000
Census Tract542203

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20903 IRIS HOLLY ST, KATY, TX 77449-2227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 12, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 2, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 3, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOM MORTGAGE CORP
Dec 2, 2019Deed of Trust, Mortgage · FHA Mortgage
ROUNDPOINT MTG SVCNG
Nov 15, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2018 · Amount on Record
Deed SaleNov 15, 2018 · Amount on Record
Deed Document Number2018517514
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20903 IRIS HOLLY ST, KATY, TX 77449-2227
Transaction TypeMortgage
Record UpdatedMar 4, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address20903 IRIS HOLLY ST, KATY, TX 77449-2227

Mortgage

Document Number0000069355
DateFeb 25, 2026
Instrument2026-69355
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressFISHERS, IN 46037
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term287 Months
DueJan 1, 2050

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20903 IRIS HOLLY ST, KATY, TX 77449-2227
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address20903 IRIS HOLLY ST, KATY, TX 77449-2227

Mortgage

Document Number0000013660
DateJan 12, 2024
Instrument2024-013660
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term312 Months
DueJan 1, 2050

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20903 IRIS HOLLY ST, KATY, TX 77449-2227
Transaction TypeMortgage
Record UpdatedDec 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20903 IRIS HOLLY ST, KATY, TX 77449-2227

Mortgage

Document Number0000571557
DateDec 2, 2022
Instrument2022-571557
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueJan 1, 2050

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20903 IRIS HOLLY ST, KATY, TX 77449-2227
Transaction TypeMortgage
Record UpdatedJan 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20903 IRIS HOLLY ST, KATY, TX 77449-2227

Mortgage

Document Number0000000760
DateJan 3, 2022
Instrument2022-760
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term336 Months
DueJan 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20903 IRIS HOLLY ST, KATY, TX 77449-2227
Document Number0000544117
Instrument DateDec 2, 2019
Transaction TypeMortgage
Record UpdatedJan 2, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address20903 IRIS HOLLY ST KATY TX 774492227, KATY, TX 77449-2227

Mortgage

Document Number0000544117
DateDec 10, 2019
Instrument544117
Lender
NameROUNDPOINT MTG SVCNG
TypeMortgage Company
AddressFORT MILL, SC 29715
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 9, 2049

November 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateNov 15, 2018
Property Address20903 IRIS HOLLY ST, KATY, TX 77449-2227
Document Number0000517514
Instrument DateNov 14, 2018
Instrument517514
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 2, 2020
Title CompanyDHI TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20903 IRIS HOLLY ST KATY TX 774492227, KATY, TX 77449-2227

Mortgage

Document Number517515
DateNov 15, 2018
Instrument517515
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,329.00 (+145.41%) Homeowner's exemption$294,537 (-5.24%) Land $52,362 Building $242,175$294,537 (-5.24%) Land $52,362 Building $242,175
2024$1,764.00 (+20.25%)
2023$310,821 Land $52,362 Building $258,459$310,821 Land $52,362 Building $258,459
2022$1,467.00 (+11.98%)
2020$1,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims6 (2016–2017)
Claims Outside the SFHA6 of 6
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 105
serves 14,925 people · EPA ID TX1011227
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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