20903 Azen Rd, Damascus, VA 24236 Property Records

Smyth County property record for 20903 Azen Rd, Damascus, VA 24236

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2007
Lot Size	3.52 acres (153,331 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Sep 2025)
Tax Bill	$1,266 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`89-A-6`

Property Details

APN / Parcel Number

Primary APN	`89-A-6`
Alternative APN	`83992`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,244 sqft
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Logs
Roof Type	Gable
Lot Area	153,331 sqft (3.52 acres)
Porch	Porch
Porch Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	83992
Street Address	20903 AZEN RD
City	DAMASCUS
State	VA
Zip	24236-4260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE TOP 89 A 6
Legal Subdivision	WHITE TOP
Jurisdiction	SMYTH VA
Township / Civil Division	RYE VALLEY
Census Block Group	2
Census Block	2048
Census Tract	30702

Owner

20903 Azen Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Smyth County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20903 AZEN RD, DAMASCUS, VA 24236-4260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 21, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 27, 2021	Special Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	Jun 21, 2022 · Amount on File
Deed Document Number	20252141
Deed Book / Page	1112 / 4474
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Sep 26, 2025
Property Address	20903 AZEN RD, DAMASCUS, VA 24236-4260
Document Number	01112/4474
Book / Page	1112 / 4474
Instrument Date	Sep 22, 2025
Instrument	250002141
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	HIGHLAND TITLE AND ESCROW LLC, HIGHLAND TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20903 AZEN RD, DAMASCUS, VA 24236-4260

Mortgage

Document Number	0250002142
Date	Sep 26, 2025
Instrument	250002142

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Jun 21, 2022
Property Address	20903 AZEN RD, DAMASCUS, VA 24236-4260
Document Number	001086/741
Book / Page	1086 / 741
Instrument Date	Jun 20, 2022
Instrument	220001522
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Jul 27, 2021
Property Address	20903 AZEN RD, DAMASCUS, VA 24236-4260
Document Number	1071/88
Book / Page	1071 / 88
Instrument Date	Jul 26, 2021
Instrument	210001874
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20903 AZEN RD, DAMASCUS, VA 24236-4260

Mortgage

Document Number	210001875
Date	Jul 27, 2021
Instrument	210001875

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Change Frequency	5 Years

Tax Assessment & Valuation

The 2026 property tax bill for 20903 Azen Rd was $1,266, up 17% from the year before.

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,266.00 (+17.01%)	$183,500 (-) Land $21,800 Building $161,700	$183,500 (-) Land $21,800 Building $161,700
2025	$1,082.00	$183,500 (-) Land $21,800 Building $161,700	$183,500 (-) Land $21,800 Building $161,700
2024	$1,082.00 (+21.16%)	$183,500 (+51.9%) Land $21,800 Building $161,700	$183,500 (+51.9%) Land $21,800 Building $161,700
2023	$893.00	$120,800 Land $18,800 Building $102,000	$120,800 Land $18,800 Building $102,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20903 Azen Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20903 Azen Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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