20903 Auburn Trace Ct, Katy, TX 77450 Property Records

Fort Bend County property record for 20903 Auburn Trace Ct, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,223 sqft · built 1999
Lot Size	0.243 acres (10,628 sqft)
Owner	Individual Name on File
Tax Bill	$8,060 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R215285`

Property Details

APN / Parcel Number

Primary APN	`R215285`
Alternative APN	`2274-05-001-0160-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,223 sqft Living Area
1st Floor Area	1,884 sqft
2nd Floor Area	1,339 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,628 sqft (0.243 acres)
Garage Type	Detached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	172 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R215285
Street Address	20903 AUBURN TRACE CT
City	KATY
State	TX
Zip	77450-7213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH MEADOW PLACE SEC 5, BLOCK 1, LOT 16
Legal Subdivision	CINCO RANCH MEADOW PLACE SEC 5
Legal Block	1
Legal Lot Number	16
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3002
Census Tract	673008

Owner

20903 Auburn Trace Ct is owned and occupied by an individual who acquired it in November 2020.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20903 AUBURN TRACE CT, KATY, TX 77450-7213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage BOKF NA
Nov 13, 2020	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Dec 5, 2017	Trustee's Deed, Construction Loan · Construction Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020
Deed Sale	Nov 13, 2020
Prior Sale	Dec 6, 2017
Deed Document Number	2020161300
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	20903 AUBURN TRACE CT, KATY, TX 77450-7213
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000141335
Date	Dec 26, 2018
Instrument	2018141335

Lender

Name	BOKF NA
Type	Bank
Address	DALLAS, TX 75229

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Nov 13, 2020
Property Address	20903 AUBURN TRACE CT, KATY, TX 77450-7213
Document Number	0000161300
Map Reference	SL 1641/B&1642/A
Instrument Date	Nov 5, 2020
Instrument	2020161300
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20903 AUBURN TRACE CT, KATY, TX 77450-7213

Mortgage

Document Number	0000161301
Date	Nov 13, 2020
Instrument	2020161301

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FORT BEND TX
Recording Date	Dec 5, 2017
Property Address	20903 AUBURN TRACE CT, KATY, TX 77450-7213
Instrument Date	Nov 3, 2017
Instrument	133384
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20903 AUBURN TRACE CT KATY TX 774507213, KATY, TX 77450-7213

Mortgage

Document Number	0000133384
Date	Dec 5, 2017
Instrument	133384

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 4, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 20903 Auburn Trace Ct was $8,060 with a homeowner's exemption, up 0.4% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,060.00 (+0.44%) Homeowner's exemption	$507,307 (+5.52%) Land $70,265 Building $437,042	$507,307 (-6.48%) Land $70,265 Building $437,042
2024	$8,025.00 (+7.72%) Homeowner's exemption	$480,781 (+1%) Land $70,265 Building $472,190	$542,455 (+15.94%) Land $70,265 Building $472,190
2023	$7,450.00 Homeowner's exemption	$437,074 Land $54,050 Building $413,841	$467,891 Land $54,050 Building $413,841
2018	$4,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20903 Auburn Trace Ct in Zone X, an area of moderate flood risk, though there have been 40 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Nearby Flood Policies	133 in force
Nearby Flood Claims	40 (2017–2024)
Claims Outside the SFHA	40 of 40
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims Hurricane Harvey, Aug 2017 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20903 Auburn Trace Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 7 serves 4,239 people · EPA ID TX0790343
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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