20903 40th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 20903 40th Ave E, Spanaway, WA 98387 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,608 sqft · built 1992
Lot Size	0.29 acres (12,650 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Dec 2021)
Tax Bill	$4,965 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`412600-0-010`

Property Details

APN / Parcel Number

Primary APN	`412600-0-010`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,608 sqft Living Area
Gross Area	570 sqft
1st Floor Area	928 sqft
Upper Floors Area	680 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,650 sqft (0.29 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	130 sqft
Deck Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20903 40TH AVE E
City	SPANAWAY
State	WA
Zip	98387-6804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 22 GLACIER VIEW L 1 EASE OF RECORD SEG P-6322 HB ES
Legal Range	03
Legal Township	18
Legal Section	12
Legal Subdivision	GLACIER VIEW
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1006
Census Tract	71413

Owner

Source: Pierce County records · APN 412600-0-010

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20903 40TH AVE E, SPANAWAY, WA 98387-6804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 2021 · Amount on Record
Deed Sale	Dec 07, 2021 · Amount on Record
Prior Sale	Apr 05, 2016 · Amount on Record
Deed Document Number	20212277
Prior Transfer Date	Apr 23, 2015
Prior Transfer Doc	0000001101
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 07, 2021
Property Address	20903 40TH AVE E, SPANAWAY, WA 98387-6804
Document Number	0012072277
Map Reference	DOC 8307120307
Instrument Date	Nov 24, 2021
Instrument	202112072277
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,040.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20903 40TH AVE E, SPANAWAY, WA 98387-6804

Mortgage

Document Number	0012072278
Date	Dec 07, 2021
Instrument	202112072278

Lender

Name	STRIDE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,500 (+10.8%) Land $173,300 Building $278,200	$451,500 (+10.8%) Land $173,300 Building $278,200
2025	$4,965.00 (+4.39%)
2024	$4,756.00 (-2.36%)	$407,500 (-4.14%) Land $176,000 Building $231,500	$407,500 (-4.14%) Land $176,000 Building $231,500
2023	$4,871.00	$425,100 Land $176,000 Building $249,100	$425,100 Land $176,000 Building $249,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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