20902 S Ritchey Rd, Cheney, WA 99004 Property Records

Spokane County property record for 20902 S Ritchey Rd, Cheney, WA 99004 · Last verified August 2026

Property Summary

Property Type	General Agricultural/Rural
Details	5 bd · 6 ba · 6,288 sqft · built 2007
Lot Size	20 acres (871,200 sqft)
Owner	Company Name on File
Last Sale	$682,929 (Jul 2026)
Tax Bill	$5,001 (2026)
Deeds & Mortgages	Jul 2026 Sale Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03262.9043`

Property Details

APN / Parcel Number

Primary APN	`03262.9043`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	9 Rooms
Building Area	6,288 sqft Gross Area
1st Floor Area	1,500 sqft
Basement Area	1,380 sqft
Finished Basement	1,300 sqft
Unfinished Basement	80 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	871,200 sqft
Garage Type	Attached
Garage Area	954 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area
Patio Area	356 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	20902 S RITCHEY RD
City	CHENEY
State	WA
Zip	99004-8812
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	26-23-40 W1/2 OF NE1/4 OF NW1/4
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	3
Census Block	3057
Census Tract	14100

Owner

Source: Spokane County records · APN 03262.9043

Assessment roll updated June 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12520 S US HIGHWAY 71, GRANDVIEW, MO 64030-1734
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Trustee's Deed, Transfer STEWART TITLE
Jul 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Apr 05, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SCOTT T TINGEY ETUX

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Apr 05, 2022 · Amount on Record
Deed Document Number	20267505405
Record Updated	Sep 20, 2026

July 2026: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 30, 2026
Property Address	20902 S RITCHEY RD, CHENEY, WA 99004-8812
Document Number	0007505405
Instrument Date	Jul 29, 2026
Instrument	20267505405
Transaction Type	Transfer
Record Updated	Aug 06, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12520 S US HIGHWAY 71, GRANDVIEW, MO 64030-1734
Investor	Possibly a Property Investor

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	20902 S RITCHEY RD, CHENEY, WA 99004-8812
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20902 S RITCHEY RD, CHENEY, WA 99004-8812
Investor	Possibly a Property Investor

Mortgage

Document Number	0007225944
Date	Jul 21, 2022
Instrument	7225944

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 05, 2022
Property Address	20902 S RITCHEY RD, CHENEY, WA 99004-8812
Document Number	0007196000
Instrument Date	Mar 29, 2022
Instrument	7196000
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$12,287.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20902 S RITCHEY RD, CHENEY, WA 99004-8812
Investor	Possibly a Property Investor

Mortgage

Document Number	0007196001
Date	Apr 05, 2022
Instrument	7196001

Lender

Name	SCOTT T TINGEY ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,001.00 (-1.44%)	$712,000 (+10.96%) Land $241,500 Building $470,500	$712,000 (+10.96%) Land $241,500 Building $470,500
2025	$5,074.00 (+22.89%)
2024		$641,700 (+49.34%) Land $147,200 Building $494,500	$641,700 (+49.34%) Land $147,200 Building $494,500
2023	$4,129.00 (+16.57%)	$429,700 Land $92,400 Building $337,300	$429,700 Land $92,400 Building $337,300
2022	$3,542.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530630141003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	High above 85% of the US · above 63% of Washington
Wildfire Likelihood	About 1 in 116 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Northwest Fiber	Fixed Wireless (licensed-by-rule)	50 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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