20902 Calle Celeste, Lake Forest, CA 92630 Property Records

Orange County property record for 20902 Calle Celeste, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,090 sqft · built 1976
Lot Size	0.154 acres (6,720 sqft)
Owner	2 Individual Names on File
Last Sale	$1,390,000 (Sep 2023)
Tax Bill	$14,897 (2025)
Deeds & Mortgages	Sep 2023 Sale Jan 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`610-033-13`

Property Details

APN / Parcel Number

Primary APN	`610-033-13`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,090 sqft Living Area
Gross Area	2,726 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	6,720 sqft (0.154 acres)
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	20902 CALLE CELESTE
City	LAKE FOREST
State	CA
Zip	92630-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9193 BLK LOT 52
Legal Subdivision	TRACT NO 9193
Legal Tract	9193
Legal Lot Number	52
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1003
Census Tract	52422

Owner

20902 Calle Celeste is owned and occupied by two individuals who bought it in September 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20902 CALLE CELESTE, LAKE FOREST, CA 92630-2233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Grant Deed, Transfer LAWYERS TITLE
Jan 22, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on File
Deed Sale	Sep 7, 2023 · Amount on File
Prior Sale	Nov 28, 2016 · Amount on File
Deed Document Number	2023218624
Prior Transfer Date	Mar 2, 1993
Prior Transfer Doc	0000173445
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 7, 2023
Property Address	20902 CALLE CELESTE, LAKE FOREST, CA 92630-2233
Document Number	0000218624
Map Reference	MB 383 PG 22-26
Instrument Date	Sep 1, 2023
Instrument	2023000218624
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20902 CALLE CELESTE, LAKE FOREST, CA 92630-2233

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20902 CALLE CELESTE, LAKE FOREST, CA 92630-2233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019266
Date	Jan 22, 2019
Instrument	2019000019266

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20902 CALLE CELESTE, LAKE FOREST, CA 92630-2233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20902 CALLE CELESTE, LAKE FOREST, CA 92630-2233

Mortgage

Document Number	0000043112
Date	Jan 21, 2021
Instrument	2021000043112

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20902 CALLE CELESTE, LAKE FOREST, CA 92630-2233
Document Number	0000050519
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20902 CALLE CELESTE LAKE FOREST CA 926302233, LAKE FOREST, CA 92630-2233

Mortgage

Document Number	0000050519
Date	Feb 5, 2020
Instrument	50519

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20902 Calle Celeste was $14,897.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,446,156 (+2%) Land $1,177,845 Building $268,311
2025	$14,897.00	$1,417,800 Land $1,154,750 Building $263,050
2023	$8,573.00 (+1.83%) Homeowner's exemption	$825,481 Land $618,086 Building $207,395
2022	$8,419.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20902 Calle Celeste in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20902 Calle Celeste is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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