20900 E Keowee Rd, Hunter, OK 74640 Property Records

Garfield County property record for 20900 E Keowee Rd, Hunter, OK 74640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 1985
Lot Size	8.26 acres (359,806 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,054 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Aug 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`36308`

Property Details

APN / Parcel Number

Primary APN	`36308`
Alternative APN	`0000-13-24N-04W-4-854-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	359,806 sqft (8.26 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	108 sqft
Deck Area	324 sqft
Patio Area	324 sqft
Shed	1 Shed
Shed Area	2,048 sqft
Lean-To	1,024 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36308
Street Address	20900 E KEOWEE RD
City	HUNTER
State	OK
Zip	74640-0699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NP
Legal Description	TR #854 IN SE/4 13-24-4 BEG SE/C W 600' N 600' E 600' S 600' TO BEG ACRES-8.264 SD-G90 ET AL- SANDRA I SCHOVANEC (W)
Legal Range	04W
Legal Township	24N
Legal Section	13
Legal Subdivision	PHEASANT RUN BLK 14
Legal Tract	854
Jurisdiction	GARFIELD OK
Township / Civil Division	NORTH GARFIELD
Census Block Group	3
Census Block	3040
Census Tract	1100

Owner

Source: Garfield County records · APN 36308

Assessment roll updated March 10, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20900 E KEOWEE RD, HUNTER, OK 74640-0699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2018	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST CO
Aug 16, 2019	Deed of Trust, Mortgage THE FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 18, 2010
Transfer Doc	01976/0225
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	20900 E KEOWEE RD, HUNTER, OK 74640-0699
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02378/0430
Date	Apr 09, 2018
Book Page	2378/0430

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	BILLINGS, OK 74630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 15, 2038

Interest

Rate	6%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	20900 E KEOWEE RD, HUNTER, OK 74640-0699
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02444/0804
Date	Aug 16, 2019
Book Page	2444/0804

Lender

Name	THE FIRST STATE BANK
Type	Bank
Address	POND CREEK, OK 73766

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Garfield County records · Assessment roll updated March 10, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Unified School District	Pond Creek-Hunter Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,054.00 (+1.35%) Homeowner's exemption	$11,595 (-) Land $273 Building $11,322	$171,791 (-1.47%) Land $4,050 Building $167,741
2023	$1,040.00 Homeowner's exemption	$11,595 Land $269 Building $11,326	$174,360 Land $4,050 Building $170,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garfield County (40047C), updated June 7, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 2 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative (OK) Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Chisholm Broadband Fixed Wireless	100 / 40

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	GARFIELD CO RWD #6 serves 1,225 people
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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