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20900 E 13th Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 20900 E 13th Ter Ct S, Independence, MO 64057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1970
Lot Size0.174 acres (7,572 sqft)
Owner2 Individual Names on Record
Last Sale$154,280 (Mar 2022)
Tax Bill$2,172 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN25-140-06-28

Property Details

APN / Parcel Number

Primary APN25-140-06-28
Alternative APNs
  • 25-140-06-28-00-0-00-000
  • 25140062800000001
  • 768834

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area936 sqft
Basement Area936 sqft
Finished Basement312 sqft
Unfinished Basement624 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,572 sqft (0.174 acres)
Lot Dimensions98 ft deep x 64 ft wide
PorchOpen Porch
Porch Area20 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number768834
Street Address20900 E 13TH TERRACE CT S
CityINDEPENDENCE
StateMO
Zip64057-2700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE CITY GARDENS LOT 65
Legal SubdivisionLAKE CITY GARDENS
Legal Block2
Legal Lot Number65
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group2
Census Block2015
Census Tract11407

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address20900 E 13TH TERRACE CT S, INDEPENDENCE, MO 64057-2700
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2022 · Amount on Record
Deed SaleMar 2, 2022 · Amount on Record
Prior SaleNov 8, 2001 · Amount on Record
Deed Document Number202220325
Prior Transfer DateFeb 24, 2022
Prior Transfer Doc00E0020325
Record UpdatedOct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON MO
Recording DateMar 2, 2022
Property Address20900 E 13TH TERRACE CT S, INDEPENDENCE, MO 64057-2700
Document Number00E0020325
Instrument DateFeb 24, 2022
Instrument2022E0020325
Transaction TypeTransfer
Record UpdatedMar 9, 2022
Title CompanyALPHA TITLE GUARANTY INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20900 E 13TH TERRACE CT S, INDEPENDENCE, MO 64057-2700

Mortgage

Document Number00E0020326
DateMar 2, 2022
Instrument2022E0020326
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$30,404 (-) Land $4,095 Building $26,309$160,020 (-)
2025$2,172.00 (-1.59%)$30,404 (-4.58%) Land $4,095 Building $26,309$160,020 (-4.59%)
2024$2,207.00 (+2.32%)
2023$2,157.00$31,865 Land $3,920 Building $27,945$167,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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