20900 Delta Dr, Laytonsville (Gaithersburg), MD 20882 Property Records

Montgomery County property record for 20900 Delta Dr, Laytonsville, MD 20882

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,752 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	2 Company Names on File
Last Sale	$930,000 (Jul 2022)
Tax Bill	$8,821 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-03150112`

Property Details

APN / Parcel Number

Primary APN	`01-03150112`
Alternative APNs	`0103150112 01` `03150112`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,752 sqft Living Area
Gross Area	4,839 sqft
1st Floor Area	2,184 sqft
Basement Area	1,122 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	87 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	03150112
Street Address	20900 DELTA DR
City	GAITHERSBURG
State	MD
Zip	20882-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	GOSHEN ESTATES
Legal Subdivision	GOSHEN ESTASE
Legal Block	K
Legal Lot Number	67
Jurisdiction	MONTGOMERY MD
Township / Civil Division	1
Census Block Group	1
Census Block	1006
Census Tract	700101

Owner

20900 Delta Dr is owned by a company that bought it in July 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Company Names on File
Mailing Address	20900 BELTA DR, GAITHERSBURG, MD 20882
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Oct 16, 1997 · Amount on File
Deed Book / Page	66024 / 101
Prior Transfer Date	Jun 1, 2013
Prior Transfer Doc	0478160371
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 14, 2022
Property Address	20900 DELTA DR, LAYTONSVILLE, MD 20882-1105
Document Number	0660240101
Book / Page	66024 / 101
Map Reference	MB 181 PL 20190
Instrument Date	Jul 11, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	KVS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20900 DELTA DR, GAITHERSBURG, MD 20882-1105

Mortgage

Document Number	0066024107
Date	Jul 14, 2022
Instrument	66024/107

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.99%
Index	5-Year CMT
Max Rate	9.99%

Tax Assessment & Valuation

The 2025 property tax bill for 20900 Delta Dr was $8,821, up 1.8% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$838,000 (+8.83%) Land $211,200 Building $626,800	$838,000 (-) Land $211,200 Building $626,800
2025	$8,821.00 (+1.8%)	$770,000	$838,000 Land $211,200 Building $626,800
2024	$8,665.00
2023		$634,000 Land $211,200 Building $422,800	$634,000 Land $211,200 Building $422,800
2022	$6,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20900 Delta Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20900 Delta Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250