2090 Willow St, Florence, OR 97439 Property Records

Lane County property record for 2090 Willow St, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,428 sqft · built 1993
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$26,460 (Feb 1992)
Tax Bill	$4,601 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-12-23-43-00600-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-23-43-00600-000`
Alternative APN	`1466935`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,428 sqft Finished Area
1st Floor Area	2,428 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached
Garage Area	624 sqft
Driveway	Driveway
Driveway Area	1,298 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1466935
Street Address	2090 WILLOW ST
City	FLORENCE
State	OR
Zip	97439-9791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-RESTRICTED RESIDENTIAL
Legal Description	SUBD:WILLOW DUNES WEST SEC/TWN/RNG/MER:SEC 23 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	23
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	WILLOW DUNES WEST
Legal Lot Number	600
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2017
Census Tract	707

Owner

Source: Lane County records · APN 18-12-23-43-00600-000

Assessment roll updated September 30, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2090 WILLOW ST, FLORENCE, OR 97439-9791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 06, 1992 · Amount on Record
Deed Sale	Feb 06, 1992 · Amount on Record
Deed Document Number	9200756000
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2090 WILLOW ST, FLORENCE, OR 97439-9791
Document Number	0000045736
Instrument Date	Aug 05, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2090 WILLOW ST FLORENCE OR 974399791, FLORENCE, OR 97439-9791

Mortgage

Document Number	0000045736
Date	Aug 18, 2020
Instrument	45736

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 17, 2040

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated September 30, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,601.00 (+5.92%)	$337,261 (+6.09%)	$636,652 (-4.95%) Land $98,730 Building $537,922
2023	$4,344.00 (+4.2%)	$317,901 (+3%)	$669,781 (+17.99%) Land $85,917 Building $583,864
2022	$4,169.00	$308,642	$567,649 Land $78,995 Building $488,654

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 26, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Concept Communications Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 428 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FLORENCE serves 9,561 people
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.