2090 Tower Ave, Schenectady, NY 12304 Property Records

Schenectady County and Rotterdam Town property record for 2090 Tower Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1935
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,896 (Oct 2022)
Tax Bill	$7,237 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`422800 59.7-10-12`

Property Details

APN / Parcel Number

Primary APN	`422800 59.7-10-12`
Alternative APN	`280005900700100120000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	728 sqft
Upper Floors Area	364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2022
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2090 TOWER AVE
City	SCHENECTADY
State	NY
Zip	12304-4782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G 1.A-101-5
Legal Block	10
Legal Lot Number	12.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1006
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2090 TOWER AVE, SCHENECTADY, NY 12304-4782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Warranty Deed, Transfer · Conventional Mortgage WALL STREET MORTGAGE BANKERS LTD
Oct 11, 2022	Referee's Deed, Foreclosure FRONTIER ABSTRACT AND RESEARCH, FRONTIER ABSTRACT & RESEARCH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	202253917
Deed Book / Page	2094 / 503
Prior Transfer Date	Sep 23, 2022
Prior Transfer Doc	0000053917
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 24, 2023
Property Address	2090 TOWER AVE, SCHENECTADY, NY 12304-4782
Document Number	0000029331
Book / Page	2108 / 526
Instrument Date	Mar 28, 2023
Instrument	202329331
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	EMPIRE LAND SERVICES CORPORATION, EMPIRE LAND SERVICES CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 TAKKEN KILL RD, LATHAM, NY 12110-1251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10730 130TH ST, SOUTH RICHMOND HILL, NY 11419-3132

Mortgage

Document Number	0000029332
Date	May 24, 2023
Instrument	202329332

Lender

Name	WALL STREET MORTGAGE BANKERS LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2053

October 2022: Referee's Deed, Foreclosure

Document Type	Referee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 11, 2022
Property Address	2090 TOWER AVE, SCHENECTADY, NY 12304-4782
Document Number	0000053917
Book / Page	2094 / 503
Instrument Date	Sep 23, 2022
Instrument	202253917
Transaction Type	Foreclosure
Record Updated	Apr 14, 2026
Title Company	FRONTIER ABSTRACT AND RESEARCH, FRONTIER ABSTRACT & RESEARCH

Transaction

Amount	Amount Recorded
Tax	$264.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TAKKEN KILL RD, LATHAM, NY 12110-1251
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,237.00 (+2%)
2025	$7,095.00	$192,900 (-) Land $11,900 Building $181,000	$296,800 (+16.94%) Land $18,310 Building $278,490
2023		$192,900 Land $11,900 Building $181,000	$253,816 Land $15,658 Building $238,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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