Miami County property record for 2090 Seneca Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,241 sqft · built 1986 |
| Lot Size | 0.578 acres (25,178 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (May 2011) |
| Tax Bill | $3,004 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jul 2023 Line of Credit + 4 more |
| Flood Zone | Zone A (high risk) |
| APN | C06-083080 |
| Primary APN | C06-083080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,241 sqft Living Area |
| 1st Floor Area | 4,461 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 25,178 sqft (0.578 acres) |
| Lot Dimensions | 191 ft deep x 143 ft wide |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 28 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2090 SENECA DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-4-5 LOT 120 SHENANDOAH SUB #6 |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 05 |
| Legal Subdivision | SHENANDOAH SUB #6 |
| Legal Lot Number | 120 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 365302 |
Source: Miami County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2090 SENECA DR, TROY, OH 45373-9525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Jul 25, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Mar 18, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHTPATT CU INC |
| Apr 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2011 · Amount on Record |
| Deed Sale | May 31, 2011 · Amount on Record |
| Prior Sale | Sep 11, 2006 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2090 SENECA DR, TROY, OH 45373-9525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001120 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 2026OR-01120 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | 225 PICTORIA DR STE 700, CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 10, 2051 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2090 SENECA DR, TROY, OH 45373-9525 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000007920 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 2023OR-07920 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2090 SENECA DR, TROY, OH 45373-9525 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004346 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 2022OR-04346 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2090 SENECA DR, TROY, OH 45373-9525 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017715 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021OR-17715 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2090 SENECA DR, TROY, OH 45373-9525 |
| Document Number | 0000004451 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2090 SENECA DR TROY OH 453739525, TROY, OH 45373-9525 |
| Document Number | 0000004451 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 4451 |
| Name | WRIGHTPATT CU INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2090 SENECA DR, TROY, OH 45373-9525 |
| Document Number | 0000004522 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2090 SENECA DR TROY OH 453739525, TROY, OH 45373-9525 |
| Document Number | 0000004522 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 4522 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45434 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,004.00 (-10.03%) Homeowner's exemption | $107,000 (+13.26%) Land $24,430 Building $82,570 | $305,700 (+13.26%) Land $69,800 Building $235,900 |
| 2024 | $3,339.00 (+1.27%) Homeowner's exemption | $94,470 (-) Land $25,480 Building $68,990 | |
| 2023 | $3,297.00 (+16.13%) Homeowner's exemption | $94,470 (-) Land $25,480 Building $68,990 | $269,900 (-) Land $72,800 Building $197,100 |
| 2022 | $2,839.00 Homeowner's exemption | $94,470 Land $25,480 Building $68,990 | $269,900 Land $72,800 Building $197,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (2008–2014) |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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