2090 Ridgeway Rd, Jackson, MI 49203 Property Records

Jackson County property record for 2090 Ridgeway Rd, Jackson, MI 49203

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,219 sqft · built 1956
Lot Size1.05 acres (45,956 sqft)
Owner2 Individual Names on Record
Tax Bill$2,471 (2025)
Deeds & MortgagesFeb 2023 Second Mortgage
May 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN405-13-21-103-032-00

Property Details

APN / Parcel Number

Primary APN405-13-21-103-032-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,219 sqft Living Area
1st Floor Area1,219 sqft
Basement Area1,219 sqft
Unfinished Basement1,219 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick
Lot Area45,956 sqft (1.05 acres)
Lot Dimensions264 ft deep x 174 ft wide
Garage Area2,413 sqft
Parking Spaces8 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address2090 RIDGEWAY RD
CityJACKSON
StateMI
Zip49203-5169
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionLOTS 44, 45 AND 46 RIDGEWAY SUBDIVISION
Legal SubdivisionRIDGEWAY SUBDIVISION
Legal Lot Number44-45
JurisdictionJACKSON MI
Township / Civil DivisionSUMMIT
Census Block Group3
Census Block3000
Census Tract5202

Owner

Source: Jackson County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2090 RIDGEWAY RD, JACKSON, MI 49203-5169
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
May 24, 2021Deed of Trust, Mortgage · Line of Credit
TRUE COMMUNITY CREDIT UNION
Nov 25, 2019Deed of Trust, Mortgage · FHA Mortgage
TCF NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address2090 RIDGEWAY RD, JACKSON, MI 49203-5169
Transaction TypeMortgage
Record UpdatedJun 7, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2090 RIDGEWAY RD, JACKSON, MI 49203-5169

Mortgage

Document Number0002931748
DateFeb 10, 2023
Book Page2225/57
Instrument2931748
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term322 Months
DueDec 1, 2049

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address2090 RIDGEWAY RD, JACKSON, MI 49203-5169
Transaction TypeMortgage
Record UpdatedJul 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002884568
DateMay 24, 2021
Book Page2188/978
Instrument2884568
Lender
NameTRUE COMMUNITY CREDIT UNION
TypeCredit Union
AddressJACKSON, MI 49202
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address2090 RIDGEWAY RD, JACKSON, MI 49203-5169
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002836899
DateNov 25, 2019
Book Page2152/0110
Instrument2836899
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
County SubdivisionSummit Township
Unified School DistrictJackson Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$161,500 (+1.51%)$323,000 (+1.51%)
2025$2,471.00 (-32.74%)$159,100 (+23.62%)$318,200 (+23.62%)
2024$3,674.00 (+24.8%)
2023$128,700$257,400
2020$2,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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