2090 Pointe Pkwy, Spring Valley, CA 91978 Property Records

San Diego County property record for 2090 Pointe Pkwy, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,577 sqft · built 2002
Lot Size	0.131 acres (5,723 sqft)
Owner	2 Individual Names on Record
Last Sale	$513,500 (Jun 2014)
Tax Bill	$8,179 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`580-270-12-00`

Property Details

APN / Parcel Number

Primary APN	`580-270-12-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,577 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	5,723 sqft (0.131 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2090 POINTE PKWY
City	SPRING VALLEY
State	CA
Zip	91978-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 12 TR 013867
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013867
Legal Block	3
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	13506

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2090 POINTE PKWY, SPRING VALLEY, CA 91978-2018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Line of Credit EAST COUNTY SCHOOLS FCU
Jul 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 11, 2018	Deed of Trust, Mortgage · Line of Credit EAST COUNTY SCHOOLS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2014 · Amount on Record
Deed Sale	Jun 10, 2014 · Amount on Record
Prior Sale	Mar 22, 2002 · Amount on Record
Deed Document Number	2014237438
Last Transfer Date	Jun 28, 2021
Transfer Doc	0000480780
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2090 POINTE PKWY, SPRING VALLEY, CA 91978-2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2090 POINTE PKWY, SPRING VALLEY, CA 91978-2018

Mortgage

Document Number	0000040158
Date	Feb 16, 2024
Instrument	2024-0040158

Lender

Name	EAST COUNTY SCHOOLS FCU
Type	Credit Union
Address	EL CAJON, CA 92021

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 2, 2021
Property Address	2090 POINTE PKWY, SPRING VALLEY, CA 91978-2018
Document Number	0000480780
Map Reference	MAP 13867
Instrument Date	Jun 28, 2021
Instrument	2021-0480780
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2090 POINTE PKWY, SPRING VALLEY, CA 91978-2018

Mortgage

Document Number	0000480781
Date	Jul 2, 2021
Instrument	2021-0480781

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2090 POINTE PKWY, SPRING VALLEY, CA 91978-2018
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2090 POINTE PKWY, SPRING VALLEY, CA 91978-2018

Mortgage

Document Number	0000212893
Date	Apr 27, 2020
Instrument	2020-0212893

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SPRING VALLEY, CA 91978

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2090 POINTE PKWY, SPRING VALLEY, CA 91978-2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000190059
Date	May 11, 2018
Instrument	2018-0190059

Lender

Name	EAST COUNTY SCHOOLS FCU
Type	Credit Union
Address	EL CAJON, CA 92021

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$642,060 (+2%) Land $123,948 Building $518,112
2025	$8,179.00 (+6.8%)	$629,471 (+4.04%) Land $121,518 Building $507,953
2023	$7,658.00 (+1.48%)	$605,030 Land $116,800 Building $488,230
2022	$7,546.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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