2090 Oak St, North Bend, OR 97459 Property Records

Coos County property record for 2090 Oak St, North Bend, OR 97459

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,810 sqft · built 1972
Owner	Individual Name on Record
Last Sale	$277,000 (Nov 2019)
Tax Bill	$2,698 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25 S 13 W 16 AC 700`

Property Details

APN / Parcel Number

Primary APN	`25 S 13 W 16 AC 700`
Alternative APNs	`06357500` `6357500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	2,482 sqft
1st Floor Area	1,810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Built-Up Asphalt
Porch	Covered Porch

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	6357500
Old Parcel Number	06357500
Street Address	2090 OAK ST
City	NORTH BEND
State	OR
Zip	97459-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	SEC/TWN/RNG/MER:SEC 16 TWN 25S RNG 13W
Legal Range	13W
Legal Township	25S
Legal Section	16
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	CHANNEL BEND
Jurisdiction	COOS OR
Township / Civil Division	COOS BAY
Census Block Group	1
Census Block	1003
Census Tract	402

Owner

Source: Coos County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2090 OAK ST, NORTH BEND, OR 97459-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 13, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Sep 17, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Nov 4, 2019	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Aug 2, 2017	Conservator's Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on Record
Deed Sale	Nov 4, 2019 · Amount on Record
Prior Sale	Aug 2, 2017 · Amount on Record
Deed Document Number	2019-10043
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	2090 OAK ST, NORTH BEND, OR 97459-1733
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2090 OAK ST, NORTH BEND, OR 97459-1733

Mortgage

Document Number	0202305664
Date	Aug 16, 2023
Instrument	2023-05664

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	2090 OAK ST, NORTH BEND, OR 97459-1733
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202011434
Date	Nov 13, 2020
Instrument	2020-11434

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	2090 OAK ST, NORTH BEND, OR 97459-1733
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	CORPORATION SERVICE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2090 OAK ST, NORTH BEND, OR 97459-1733

Mortgage

Document Number	0202110492
Date	Sep 17, 2021
Instrument	2021-10492

Lender

Name	UMPQUA BANK
Type	Bank
Address	COOS BAY, OR 97420

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOS OR
Recording Date	Nov 4, 2019
Property Address	2090 OAK ST, NORTH BEND, OR 97459-1733
Document Number	0201910043
Instrument Date	Oct 31, 2019
Instrument	2019-10043
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2090 OAK ST, NORTH BEND, OR 97459-1733

Mortgage

Document Number	0201910044
Date	Nov 4, 2019
Instrument	2019-10044

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

August 2017: Conservator's Deed, Transfer

Document Type	Conservator's Deed
Jurisdiction	COOS OR
Recording Date	Aug 2, 2017
Property Address	2090 OAK ST, NORTH BEND, OR 97459-1733
Document Number	0201707368
Instrument Date	Aug 1, 2017
Instrument	2017-07368
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2090 OAK ST, NORTH BEND, OR 97459-1733

Mortgage

Document Number	0201707369
Date	Aug 2, 2017
Instrument	2017-07369

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Coos County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Coos County
Municipality	North Bend City
Unified School District	North Bend School District 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,698.00 (-0.92%)	$213,900 (+3%)	$476,970 (+2.33%) Land $104,620 Building $372,350
2024	$2,723.00 (+2.99%)	$207,670 (+3%)	$466,120 (-6.32%) Land $104,620 Building $361,500
2023	$2,644.00 (+1.11%)	$201,630 (+3%)	$497,550 (+17.14%) Land $104,620 Building $392,930
2022	$2,615.00	$195,760	$424,760 Land $91,770 Building $332,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 6, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOS BAY NORTH BEND WTR BRD serves 34,500 people · EPA ID OR4100205
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, DFN, T-Mobile.

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