2090 King Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2090 King Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,536 sqft · built 1967
Lot Size	40.5 acres (1,767,229 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Sep 2017)
Tax Bill	$3,754 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`014-023-010-00`

Property Details

APN / Parcel Number

Primary APN	`014-023-010-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft
Flooring	Carpet

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	1,767,229 sqft (40.5 acres)
Garage Area	1,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2090 KING RD
City	LAPEER
State	MI
Zip	48446-8386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 23 T8N R10E BEG ON THE N SEC LI THAT IS N 89-56-28 W 1318.26 FT FROM THE N 1/4 COR SEC 23; TH N 89-56-28 W 667.02 FT; TH
Legal Range	10E
Legal Township	08N
Legal Section	23
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	3
Census Block	3014
Census Tract	333500

Owner

Source: Lapeer County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2090 KING RD, LAPEER, MI 48446-8386
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit THE DART BANK
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Sep 19, 2025	Intrafamily Transfer, Transfer · Construction Mortgage THE DART BANK
May 21, 2019	Deed of Trust, Mortgage · FHA Mortgage M&T BK
Sep 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Deed Book / Page	2915 / 385
Prior Transfer Date	Jul 23, 2007
Prior Transfer Doc	0022750273
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2090 KING RD, LAPEER, MI 48446-8386
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2090 KING RD, LAPEER, MI 48446-8386

Mortgage

Document Number	0034780477
Date	Sep 23, 2025
Book Page	3478/477

Lender

Name	THE DART BANK
Type	Bank
Address	500 N HOMER ST, LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 28, 2050

Interest

Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2090 KING RD, LAPEER, MI 48446-8386
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2090 KING RD, LAPEER, MI 48446-8386
Investor	Possibly a Property Investor

Mortgage

Document Number	0032260037
Date	Aug 4, 2021
Book Page	3226/37

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 3, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Sep 19, 2025
Property Address	2090 KING RD, LAPEER, MI 48446-8386
Document Number	0034770963
Book / Page	3477 / 963
Instrument Date	Sep 19, 2025
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2090 KING RD, LAPEER, MI 48446-8386

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2090 KING RD, LAPEER, MI 48446-8386

Mortgage

Document Number	0003477965
Date	Sep 19, 2025
Instrument	3477/965

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Jul 1, 2056

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2090 KING RD, LAPEER, MI 48446-8386
Document Number	0030260646
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2090 KING RD LAPEER MI 484468386, LAPEER, MI 48446-8386

Mortgage

Document Number	0030260646
Date	Jun 4, 2019
Book Page	003026/000646

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 1, 2017
Property Address	2090 KING RD, LAPEER, MI 48446-8386
Document Number	0029150385
Book / Page	2915 / 385
Instrument Date	Aug 25, 2017
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2090 KING RD, LAPEER, MI 48446-8386

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,200 (+2.05%)	$428,400 (+2.05%)
2025	$3,754.00 (+5.93%) Homeowner's exemption	$209,900 (+3.3%)	$419,800 (+3.3%)
2024	$3,544.00 (+9.42%)
2023		$203,200	$406,400
2022	$3,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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