Ada County property record for 2090 E Island Cove Ln, Eagle, ID 83616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,219 sqft · built 2021 |
| Lot Size | 0.065 acres (2,831 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,057,350 (Apr 2023) |
| Tax Bill | $2,994 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2023 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R8535530460 |
| Primary APN | R8535530460 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,219 sqft Living Area |
| Gross Area | 2,729 sqft |
| 1st Floor Area | 1,305 sqft |
| Upper Floors Area | 914 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Townhouse |
| Roof Material | Composition Shingle |
| Lot Area | 2,831 sqft (0.065 acres) |
| Garage Type | Attached |
| Garage Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 153 sqft |
| Patio Area | 303 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2090 E ISLAND COVE LN |
|---|---|
| City | EAGLE |
| State | ID |
| Zip | 83616-6944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU-DA |
| Legal Description | LOT 66 BLK 04 TRUMAN COVE SUB NO 03 |
| Legal Range | 01E |
| Legal Township | 04N |
| Legal Section | 15 |
| Legal Subdivision | TRUMAN COVE SUB NO 03 |
| Legal Block | 04 |
| Legal Lot Number | 66 |
| Jurisdiction | ADA ID |
| Township / Civil Division | EAGLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10234 |
Source: Ada County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2090 E ISLAND COVE LN, EAGLE, ID 83616-6944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Apr 21, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2023 · Amount on Record |
| Deed Sale | Apr 21, 2023 · Amount on Record |
| Prior Sale | Apr 7, 2023 |
| Deed Document Number | 202323183 |
| Prior Transfer Date | Mar 20, 2023 |
| Prior Transfer Doc | 0000019992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 2090 E ISLAND COVE LN, EAGLE, ID 83616-6944 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | PIONEER TITLE COMPANY/KOOTENAI COUNTY, PIONEER TITLE CO OF ADA CNTY |
| Name | Verified Name |
|---|---|
| Address | 2090 E ISLAND COVE LN, EAGLE, ID 83616-6944 |
| Document Number | 0000067507 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025-067507 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADA ID |
| Recording Date | Apr 21, 2023 |
| Property Address | 2090 E ISLAND COVE LN, EAGLE, ID 83616-6944 |
| Document Number | 0000023183 |
| Map Reference | DOC 2020-068815 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 2023-023183 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 4, 2023 |
| Title Company | PIONEER TITLE COMPANY/CANYON COUNTY, PIONEER TITLE CO OF ADA CNTY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2090 E ISLAND COVE LN, EAGLE, ID 83616-6944 |
| Document Number | 0000023184 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 2023-023184 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.5% |
Source: Ada County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Ada County |
| Municipality | Eagle City |
| Unified School District | Meridian Joint School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,055,600 (-0.82%) | $1,055,600 (-0.82%) | |
| 2025 | $2,994.00 (-11.5%) Homeowner's exemption | $1,064,300 (-29.04%) | $1,064,300 (-29.04%) |
| 2024 | $3,383.00 (+49.03%) | ||
| 2023 | $1,499,800 Land $504,100 Building $995,700 | $1,499,800 Land $504,100 Building $995,700 | |
| 2022 | $2,270.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 82% of Idaho |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Anthem Broadband.
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