2090 Brillante Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2090 Brillante Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,736 sqft · built 2020
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on Record
Last Sale	$398,795 (May 2026)
Tax Bill	$5,296 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`09-26-31-5042-0001-0950`

Property Details

APN / Parcel Number

Primary APN	`09-26-31-5042-0001-0950`
Alternative APN	`263109504200010950`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,736 sqft Living Area
Gross Area	3,236 sqft
1st Floor Area	2,124 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	452 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2090 BRILLANTE DR
City	SAINT CLOUD
State	FL
Zip	34771-8740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOLA VISTA PB 27 PGS 171-174 LOT 95
Legal Range	31E
Legal Township	26S
Legal Section	09
Legal Subdivision	SOLA VISTA
Legal Lot Number	95
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1001
Census Tract	43301

Owner

Source: Osceola County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2090 BRILLANTE DR, SAINT CLOUD, FL 34771-8740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 15, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2020	Special Warranty Deed, Transfer · FHA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	May 13, 2020 · Amount on Record
Deed Document Number	202664603
Deed Book / Page	6972 / 1441
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2090 BRILLANTE DR, SAINT CLOUD, FL 34771-8740
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2090 BRILLANTE DR, SAINT CLOUD, FL 34771-8740

Mortgage

Document Number	0064062853
Date	May 15, 2023
Book Page	6406/2853
Instrument	2023061555

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 15, 2026
Property Address	2090 BRILLANTE DR, SAINT CLOUD, FL 34771-8740
Document Number	0000064603
Book / Page	6972 / 1441
Instrument Date	May 12, 2026
Instrument	2026.64603
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281,948.57
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2090 BRILLANTE DR, SAINT CLOUD, FL 34771-8740

Mortgage

Document Number	0069721443,
Date	May 15, 2026
Book Page	6972/1443
Instrument	2026.64604

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 13, 2020
Property Address	2090 BRILLANTE DR, SAINT CLOUD, FL 34771-8740
Document Number	0057211960
Book / Page	5721 / 1960
Map Reference	MB 27 PG 171
Instrument Date	May 12, 2020
Instrument	2020063625
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	EASTERN NATL TTL AGCY FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,344.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 LUCIEN WAY STE 260, 2301, MAITLAND, FL 32751-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2090 BRILLANTE DR, SAINT CLOUD, FL 34771-8740

Mortgage

Document Number	0057211962
Date	May 13, 2020
Instrument	5721/1962

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,296.00 (+17.06%) Homeowner's exemption	$338,785 (+5.99%)	$401,200 (-4.52%) Land $70,000 Building $331,200
2023	$4,524.00 (+3.95%) Homeowner's exemption	$319,649 (+3%)	$420,200 (+21.55%) Land $65,000 Building $355,200
2022	$4,352.00 Homeowner's exemption	$310,339	$345,700 Land $60,000 Building $285,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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